12571 Co Rd 4039, Holts Summit, MO 65043 Property Records

Callaway County property record for 12571 Co Rd 4039, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,502 sqft · built 1997
Lot Size	2.58 acres (112,385 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Feb 2021)
Tax Bill	$2,473 (2024)
Deeds & Mortgages	Oct 2026 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-01.0-12.0-00-000-002.001`

Property Details

APN / Parcel Number

Primary APN	`27-01.0-12.0-00-000-002.001`
Alternative APN	`2701012000000000000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	1,200 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	112,385 sqft (2.58 acres)
Garage Type	Mixed
Garage Area	1,368 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Deck Area	504 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2701012000000002001
Street Address	12571 COUNTY ROAD 4039
City	HOLTS SUMMIT
State	MO
Zip	65043-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE NW W OF ROAD
Legal Range	11W
Legal Township	44N
Legal Section	12
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2014
Census Tract	70800

Owner

12571 Co Rd 4039 is owned and occupied by two individuals who bought it in February 2021.

Source: Callaway County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12571 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage MISSOURI CREDIT UNION
Oct 27, 2021	Warranty Deed, Transfer
Nov 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HAWTHORNE BANK
Feb 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Deed Document Number	2021861
Deed Book / Page	490 / 486
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Recording Date	Oct 9, 2026
Property Address	12571 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2221
Document Number	0000006059
Book / Page	530 / 543
Instrument Date	Oct 5, 2026
Instrument	20266059
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12571 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2221

Mortgage

Document Number	0000006059,
Date	Oct 9, 2026
Book Page	530/543
Instrument	20266059

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 5, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12571 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2221
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000246/7
Date	Feb 1, 2021
Book Page	246/7
Instrument	202100862

Lender

Name	MISSOURI CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 27, 2021
Property Address	12571 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2221
Document Number	495/785
Book / Page	495 / 785
Instrument Date	Oct 22, 2021
Instrument	202108117
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12571 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2221

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12571 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2221
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201907287
Date	Nov 27, 2019
Instrument	201907287

Lender

Name	HAWTHORNE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Feb 1, 2021
Property Address	12571 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2221
Document Number	490/486
Book / Page	490 / 486
Instrument Date	Jan 29, 2021
Instrument	202100861
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12571 COUNTY ROAD 4039, HOLTS SUMMIT, MO 65043-2221

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,676 (-)	$208,820 (-)
2024	$2,473.00 (+0.04%)	$39,676 (-)	$208,820 (-)
2023	$2,472.00 (+2.32%)	$39,676 (+2.32%)	$208,820
2022	$2,416.00	$38,777 Land $1,961 Building $36,816
2021			$204,090 Land $10,320 Building $193,770
2015	$1,223.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12571 Co Rd 4039 in Zone X, an area of minimal flood risk, though there have been 159 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	159 (1982–2019)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 15 claims Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 46 claims Severe Storms & Flooding, Sep 1993 · 78 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12571 Co Rd 4039 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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