12570 Spring Valley Rd, Moody, TX 76557 Property Records

McLennan County property record for 12570 Spring Valley Rd, Moody, TX 76557

Property Summary

Property Type	Mobile Home
Details	1,216 sqft · built 1998
Lot Size	5.13 acres (223,855 sqft)
Owner	Individual Name on Record
Last Sale	$52,300 (Jan 2018)
Tax Bill	$1,316 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-088700-000806-7`

Property Details

APN / Parcel Number

Primary APN	`38-088700-000806-7`
Alternative APNs	`3808870000080670111` `153493`

Interior

Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	223,855 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12570 SPRING VALLEY RD
City	MOODY
State	TX
Zip	76557-4006
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R
Legal Description	WATSON W H ACRES 5.139
Legal Subdivision	WATSON W H
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	1
Census Block	1027
Census Tract	3802

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1456, MOODY, TX 76557-1456
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jan 9, 2018	Warranty Deed, Transfer MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2018 · Amount on Record
Deed Sale	Jan 9, 2018 · Amount on Record
Deed Document Number	2018830
Prior Transfer Date	Jan 4, 2018
Prior Transfer Doc	0000000830
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Jul 2, 2026
Property Address	12570 SPRING VALLEY RD, MOODY, TX 76557-4006
Document Number	0000021173
Instrument Date	Jul 1, 2026
Instrument	202621173
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	ABSTRACT TITLE, HOME ABSTRACT & TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 AVENUE A, MOODY, TX 76557-3614

Mortgage

Document Number	0000021173,
Date	Jul 2, 2026
Instrument	202621173

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 9, 2018
Property Address	12570 SPRING VALLEY RD, MOODY, TX 76557-4006
Document Number	0000000830
Instrument Date	Jan 5, 2018
Instrument	830
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	FIRST TITLE COMPANY/WACO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1456 MOODY TX 765571456, MOODY, TX 76557-1456

Mortgage

Document Number	831
Date	Jan 9, 2018
Instrument	831

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	AUSTIN, TX 78701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Moody Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,785 (-8.22%) Land $56,386 Building $23,399	$79,785 (-8.22%) Land $56,386 Building $23,399
2025	$1,316.00 (-0.23%)	$86,930 (-3.24%) Land $46,700 Building $40,230	$86,930 (-3.24%) Land $46,700 Building $40,230
2024	$1,319.00 (-2.66%)
2023		$89,840 Land $46,700 Building $43,140	$89,840 Land $46,700 Building $43,140
2022	$1,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 59% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELM CREEK WSC serves 4,520 people · EPA ID TX1550026
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Rise Broadband.

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