San Diego County property record for 12570 Royal Rd, El Cajon, CA 92021 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1946 |
| Square Footage | 1,300 sqft Living Area |
| Lot Size | 7,044 sqft (0.162 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $409,000 (2016) |
| Tax Bill | $6,406.00 (2025) |
| Primary APN | 400-400-32-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,300 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Contemporary Style |
| Exterior Material | Stucco Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,044 sqft (0.162 acres) |
| Depth X Width | 110 ft x 60 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 12570 ROYAL RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-1725 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 POR TR 001247 |
| Legal Subdivision | PEERLESS ORANGE LANDS |
| Legal Tract | 001247 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 16807 |
Source: San Diego County records · APN 400-400-32-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12570 ROYAL RD, EL CAJON, CA 92021-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage CALIFORNIA CU |
| Dec 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Mar 09, 2021 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU |
| Aug 24, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2016 · Amount on Record |
| Deed Sale | Jun 15, 2016 · Amount on Record |
| Prior Sale | Oct 09, 2015 · Amount on Record |
| Deed Doc Number | 2016293039 |
| Last Transfer Date | Aug 17, 2020 |
| Transfer Doc | 0000479344 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12570 ROYAL RD, EL CAJON, CA 92021-1725 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12570 ROYAL RD, EL CAJON, CA 92021-1725 |
| Document Number | 0000103697 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 2024-0103697 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91203 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12570 ROYAL RD, EL CAJON, CA 92021-1725 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 12570 ROYAL RD, EL CAJON, CA 92021-1725 |
| Document Number | 0000823947 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 2021-0823947 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12570 ROYAL RD, EL CAJON, CA 92021-1725 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TTL INS C |
| Name | Verified Name |
|---|---|
| Address | 12570 ROYAL RD, EL CAJON, CA 92021-1725 |
| Document Number | 0000182414 |
|---|---|
| Date | Mar 09, 2021 |
| Instrument | 2021-0182414 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 08, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 24, 2020 |
| Property Address | 12570 ROYAL RD, EL CAJON, CA 92021-1725 |
| Document Number | 0000479344 |
| Map Reference | MAP 1247 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 2020-0479344 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 12570 ROYAL RD, EL CAJON, CA 92021-1725 |
| Document Number | 0000479345 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 2020-0479345 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $493,848 (+2%) Land $241,491 Building $252,357 | |
| 2025 | $6,406.00 (+3.91%) Homeowner's exemption | $484,165 (+4.04%) Land $236,756 Building $247,409 |
| 2023 | $6,165.00 (+2.02%) Homeowner's exemption | $465,365 Land $227,563 Building $237,802 |
| 2022 | $6,043.00 |
12570 Royal Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 45th percentile of exposed land nationally · 26th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures