12570 2nd St, Baxter, MN 56425 Property Records

Crow Wing County property record for 12570 2nd St, Baxter, MN 56425

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,666 sqft · built 2025
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Dec 2025)
Tax Bill	$184 (2026)
Deeds & Mortgages	Apr 2025 Construction Loan Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032730010040009`

Property Details

APN / Parcel Number

Primary APN	`032730010040009`
Alternative APNs	`40140593` `150156` `182427` `187974`

Interior

Bedrooms	3 Beds
Building Area	1,666 sqft Living Area
1st Floor Area	1,666 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Other
Roof Type	Gable
Roof Material	Wood
Lot Area	14,810 sqft (0.34 acres)
Garage Area	1,040 sqft
Driveway	Driveway
Porch	Slab

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	187974
Street Address	12570 2ND ST
City	BAXTER
State	MN
Zip	56425-8737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 1
Legal Range	29W
Legal Township	133
Legal Section	14
Legal Subdivision	FIRST ADDITION TO CEDARDALE SOUTH
Legal Block	1
Legal Lot Number	4
Jurisdiction	CROW WING MN
Township / Civil Division	BAXTER
Census Block Group	1
Census Block	1013
Census Tract	951304

Owner

12570 2nd St is owned and occupied by an individual who bought it in December 2025.

Source: Crow Wing County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	12570 2ND ST, BAXTER, MN 56425-8737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Deed of Trust, Mortgage · Construction Mortgage AMERICAN NATIONAL BANK OF MINNESOTA
Dec 19, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Jul 9, 2024 · Amount on File
Deed Document Number	2025284154
Prior Transfer Date	Jun 1, 2013
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	12570 2ND ST, BAXTER, MN 56425-8737
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000281089
Date	Apr 28, 2025
Instrument	281089

Lender

Name	AMERICAN NATIONAL BANK OF MINNESOTA
Type	Bank
Address	BAXTER, MN 56425

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 18, 2026

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Dec 19, 2025
Property Address	12570 2ND ST, BAXTER, MN 56425-8737
Document Number	0000284154
Instrument Date	Dec 12, 2025
Instrument	284154
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2026
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,534.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12570 SECOND ST, BAXTER, MN 56425-8737

Mortgage

Document Number	0000284155
Date	Dec 19, 2025
Instrument	284155

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 12570 2nd St was $184 with a homeowner's exemption.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Baxter City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$184.00 Homeowner's exemption	$415,200 (+1,297.98%) Land $52,300 Building $362,900	$415,200 (+1,297.98%) Land $52,300 Building $362,900
2025		$29,700 Land $29,700	$29,700 Land $29,700
2023	$348.00	$35,700 Land $35,700	$35,700 Land $35,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12570 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12570 2nd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 66% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Baxter serves 9,341 people · EPA ID MN1180027
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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