Macon County property record for 1257 Windy Gap Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,532 sqft · built 1970 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,261 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6585673932 |
| Primary APN | 6585673932 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,532 sqft Heated Area |
| 1st Floor Area | 1,532 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 780 sqft |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 1,468 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 16403 |
|---|---|
| Street Address | 1257 WINDY GAP RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-7410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RIVERBEND OFF RD 1321 |
| Legal Subdivision | RIVERBEND |
| Jurisdiction | MACON NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 970302 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1257 WINDY GAP RD, FRANKLIN, NC 28734-7410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 1257 WINDY GAP RD, FRANKLIN, NC 28734-7410 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | R40/1419 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | R-40/1419 |
| Instrument | 2021001990 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | FRANKLIN, NC 28744 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,261.00 | $335,740 (-) Land $32,500 Building $303,240 | $335,740 (-) Land $32,500 Building $303,240 |
| 2025 | $1,261.00 (+5.97%) | ||
| 2023 | $1,190.00 | $335,740 Land $32,500 Building $303,240 | $335,740 Land $32,500 Building $303,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Mar 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE GARDENS AT CAT CREEK private · serves 40 people · EPA ID NC1057008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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