1257 W Dean Rd, Temperance, MI 48182 Property Records

Monroe County property record for 1257 W Dean Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1927
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,500 (Mar 2025)
Tax Bill	$1,465 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-027-024-00`

Property Details

APN / Parcel Number

Primary APN	`02-027-024-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Basement Area	864 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	250 ft deep x 80 ft wide
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	381 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1257 W DEAN RD
City	TEMPERANCE
State	MI
Zip	48182-9272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	SEC 27 T8S R7E 0.46 ACRE COM @ A PT 598.03 FT S 89D 47M E FR N 1/4 COR OF SEC 27 TH S 89D 47M E 80 FT TH S 0D 55M 34S W 250
Legal Range	07E
Legal Township	08S
Legal Section	27
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1000
Census Tract	833800

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	159 DATE ST, PUNTA GORDA, FL 33980-2326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 6, 2024	Intrafamily Transfer, Transfer
Apr 7, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 6, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on Record
Deed Sale	Mar 10, 2025 · Amount on Record
Deed Document Number	20253352
Prior Transfer Date	Mar 5, 2024
Prior Transfer Doc	0000002890
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1257 W DEAN RD, TEMPERANCE, MI 48182-9272
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	TITLE 24 LLC, TITLESYNC LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1257 W DEAN RD, TEMPERANCE, MI 48182-9272

Mortgage

Document Number	0000016790
Date	Oct 10, 2025
Instrument	2025R16790

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Mar 6, 2024
Property Address	1257 W DEAN RD, TEMPERANCE, MI 48182-9272
Document Number	0000002890
Instrument Date	Mar 5, 2024
Instrument	2024R02890
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1257 W DEAN RD, TEMPERANCE, MI 48182-9272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1257 W DEAN RD, TEMPERANCE, MI 48182-9272

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1257 W DEAN RD, TEMPERANCE, MI 48182-9272
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1257 W DEAN RD, TEMPERANCE, MI 48182-9272

Mortgage

Document Number	0000007262
Date	Apr 7, 2022
Instrument	2022R07262

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1257 W DEAN RD, TEMPERANCE, MI 48182-9272
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017294
Date	Aug 24, 2017
Instrument	2017R17294

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 19, 2042

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1257 W DEAN RD, TEMPERANCE, MI 48182-9272
Document Number	0000006064
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1257 W DEAN RD TEMPERANCE MI 481829272, TEMPERANCE, MI 48182-9272

Mortgage

Document Number	0000006064
Date	Apr 12, 2018
Instrument	6064

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 11, 2033

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,700 (+18.16%) Land $80,700	$161,400 (+18.16%) Land $161,400
2025	$1,465.00 (-5.54%) Homeowner's exemption
2023	$1,551.00 Homeowner's exemption	$68,300	$136,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1989–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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