1257 S Palm St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1257 S Palm St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,105 sqft · built 1997
Lot Size0.231 acres (10,067 sqft)
Owner2 Individual Names on File
Last Sale$596,000 (Jul 2026)
Tax Bill$2,096 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN304-24-647

Property Details

APN / Parcel Number

Primary APN304-24-647
Alternative APN
  • 304246479

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,105 sqft Living Area
Gross Area2,265 sqft
1st Floor Area1,582 sqft
2nd Floor Area523 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area10,067 sqft (0.231 acres)
Parking Spaces3 Parking Spaces
Pool Area427 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

CityNORTH RIM
StateAZ
Zip86052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionSETTLERS POINT SOUTH MCR 391-28
Legal Range6E
Legal Township1S
Legal Section19
Legal SubdivisionSETTLERS POINT SOUTH
Legal Lot Number59
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2017
Census Tract814400

Owner

1257 S Palm St is owned by two individuals who bought it in July 2026.

Source: Maricopa County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address1257 S PALM ST, GILBERT, AZ 85296-4047
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2026 · Amount on File
Deed SaleJul 15, 2026 · Amount on File
Prior SaleJun 9, 2011 · Amount on File
Deed Document Number2026420469
Prior Transfer DateNov 11, 2010
Prior Transfer Doc0001013163
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJul 15, 2026
Property Address1257 S PALM ST, GILBERT, AZ 85296-4047
Document Number0000420469
Instrument DateJun 26, 2026
Instrument2026420469
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyTITLE AGENCY, NAVI TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1257 S PALM ST, GILBERT, AZ 85296-4047

Mortgage

Document Number0000420470,
DateJul 15, 2026
Instrument2026420470
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1257 S PALM ST, GILBERT, AZ 85296-4047
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1257 S PALM ST, GILBERT, AZ 85296-4047

Mortgage

Document Number0000041850
DateJan 13, 2021
Instrument20210041850
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1257 S PALM ST, GILBERT, AZ 85296-4047
Document Number0000117873
Instrument DateFeb 6, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1257 S PALM ST GILBERT AZ 852964047, GILBERT, AZ 85296-4047

Mortgage

Document Number0000117873
DateFeb 17, 2017
Instrument117873
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1257 S Palm St was $2,096.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,050 (+90.41%)$520,500 (+5.64%) Land $104,100 Building $416,400
2025$2,096.00$27,336 (-47.71%)$492,700 (-5.76%) Land $98,500 Building $394,200
2024$52,280$522,800 Land $104,500 Building $418,300
2023$2,029.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1257 S Palm St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1257 S Palm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.4% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 500
Arizona Network
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, GeoLinks, Tristate Wi-Fi by Wi-Fiber, Xfinity.

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