1257 S Main St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 1257 S Main St, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,164 sqft · built 1853
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Apr 2022)
Tax Bill	$5,759 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALM M:55 B:173`

Property Details

APN / Parcel Number

Primary APN	`PALM M:55 B:173`
Alternative APN	`M:0055 L:000173`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,164 sqft Living Area
Gross Area	3,874 sqft
1st Floor Area	1,582 sqft
Basement Area	564 sqft
Unfinished Basement	564 sqft

Exterior

Year Built	Built 1853
Effective Year Built	Effective 1853
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1257 S MAIN ST
City	PALMER
State	MA
Zip	01069-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB
Legal Block	173
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2012
Census Tract	810100

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1257 S MAIN ST, PALMER, MA 01069-1821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Feb 20, 2020	Quit Claim Deed, Transfer · Conventional Mortgage ASN FINL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Feb 20, 2020 · Amount on Record
Deed Book / Page	24482 / 422
Prior Transfer Date	Apr 1, 2022
Prior Transfer Doc	024482-422
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Apr 4, 2022
Property Address	1257 S MAIN ST, PALMER, MA 01069-1821
Document Number	024482-422
Book / Page	24482 / 422
Instrument Date	Apr 1, 2022
Instrument	20338
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 JULIE ANN CIR, RIVERSIDE, RI 02915-1222

Mortgage

Document Number	0000020339
Date	Apr 4, 2022
Instrument	20339

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Feb 20, 2020
Property Address	1257 S MAIN ST, PALMER, MA 01069-1821
Document Number	23093-124
Book / Page	023093 / 000124
Instrument Date	Oct 11, 2019
Instrument	9225
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 CAPTAINS WALK #2 QUINCY MA 021695970, 2, QUINCY, MA 02169-5970

Mortgage

Document Number	23093-127
Date	Feb 20, 2020
Book Page	023093/000127
Instrument	9226

Lender

Name	ASN FINL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,759.00 (+6.81%)	$317,300 (+9.87%) Land $57,100 Building $260,200	$375,915 (+2.35%)
2024	$5,392.00 (+3.81%)	$288,800 (+8.08%) Land $52,000 Building $236,800	$367,270
2023	$5,194.00	$267,200 Land $52,000 Building $215,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMER WATER DISTRICT NO.1 serves 4,789 people · EPA ID MA1227000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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