1257 Main St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 1257 Main St, Lancaster, MA 01523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,650 sqft · built 1948
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Feb 2023)
Tax Bill	$6,797 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LANC M:030.0 B:0000 L:0039.0`

Property Details

APN / Parcel Number

Primary APN	`LANC M:030.0 B:0000 L:0039.0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
Gross Area	1,566 sqft
1st Floor Area	783 sqft
Basement Area	195 sqft
Unfinished Basement	195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1257 MAIN ST
City	LANCASTER
State	MA
Zip	01523-2579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	39.0
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1053
Census Tract	713100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Village Historic District listed 1977 · 20 contributing resources · NRIS 77000199

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1257 MAIN ST, LANCASTER, MA 01523-2579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORPORATION
Feb 24, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CHURCHILL MORTGAGE CORPORATION
Aug 24, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 13, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage QS LENDING 2 T

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Book / Page	68859 / 25
Prior Transfer Date	Aug 22, 2022
Prior Transfer Doc	068112-317
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	1257 MAIN ST, LANCASTER, MA 01523-2579
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071806-247
Date	Apr 1, 2025
Book Page	71806/247
Instrument	24953

Lender

Name	CHURCHILL MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2040

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Feb 24, 2023
Property Address	1257 MAIN ST, LANCASTER, MA 01523-2579
Document Number	0068859-25
Book / Page	68859 / 25
Instrument Date	Feb 24, 2023
Instrument	15582
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1257 MAIN ST, LANCASTER, MA 01523-2579

Mortgage

Document Number	0000015583
Date	Feb 24, 2023
Instrument	15583

Lender

Name	CHURCHILL MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Aug 24, 2022
Property Address	1257 MAIN ST, LANCASTER, MA 01523-2579
Document Number	068112-317
Book / Page	68112 / 317
Instrument Date	Aug 22, 2022
Instrument	93136
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300A MAIN ST APT 7A, 7A, WOBURN, MA 01801-5026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Jun 13, 2022
Property Address	1257 MAIN ST, LANCASTER, MA 01523-2579
Document Number	0067738-26
Book / Page	67738 / 26
Instrument Date	Jun 10, 2022
Instrument	64017
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300A MAIN ST APT 7A, 7A, WOBURN, MA 01801-5026
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064018
Date	Jun 13, 2022
Instrument	64018

Lender

Name	QS LENDING 2 T

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,797.00 (+77.19%)	$420,600 (+87.52%) Land $99,400 Building $321,200	$564,015 (+13.5%)
2024			$496,945
2023		$224,300 Land $82,200 Building $142,100
2022	$3,836.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	27 (1978–2010)
Claims Outside the SFHA	4 of 27
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	17 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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