1257 Josiah Rd, Naperville, IL 60563 Property Records

DuPage County property record for 1257 Josiah Rd, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,167 sqft · built 2023
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$500,500 (Jul 2022)
Tax Bill	$10,618 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-32-307-039`

Property Details

APN / Parcel Number

Primary APN	`05-32-307-039`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,167 sqft Living Area
Gross Area	3,498 sqft
Basement Area	951 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1257 JOSIAH RD
City	NAPERVILLE
State	IL
Zip	60563-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 166 NAPER COMMONS ASSMT PLAT ALL UNIT 166-3
Legal Subdivision	LOT 166 NAPER COMMONS ASSMT PLAT
Legal Lot Number	166
Legal Unit	166
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2002
Census Tract	842601

Owner

1257 Josiah Rd is owned and occupied by an individual who bought it in July 2022.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2030 NW MULLRIDGE PL, ISSAQUAH, WA 98027-7570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit DART COLLATERAL MANAGER LLC
Jul 27, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Deed Document Number	202271197
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1257 JOSIAH RD, NAPERVILLE, IL 60563-3709
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083236
Date	Dec 29, 2025
Instrument	R2025-083236

Lender

Name	DART COLLATERAL MANAGER LLC
Type	Non-Lending Institution
Address	ORLANDO, FL 32817

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 27, 2022
Property Address	1257 JOSIAH RD, NAPERVILLE, IL 60563-3709
Document Number	0000071197
Map Reference	DOC R2021-128707
Instrument Date	Jul 15, 2022
Instrument	R2022-071197
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2023
Title Company	PGA TITLE INC, PGP TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 E GOLF RD # RD300, RD300, SCHAUMBURG, IL 60173-5834

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1257 JOSIAH RD, NAPERVILLE, IL 60563-3709

Mortgage

Document Number	0000071198
Date	Jul 27, 2022
Instrument	R2022-071198

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1257 Josiah Rd was $10,618 with a homeowner's exemption, up 2.1% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Naperville City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,618.00 (+2.15%) Homeowner's exemption	$195,635 (+8.46%) Land $39,026 Building $156,609	$586,905 (+8.46%) Land $117,078 Building $469,827
2024	$10,395.00	$180,375 Land $35,982 Building $144,393	$541,125 Land $107,946 Building $433,179
2022	$5,808.00 Homeowner's exemption	$12,870 Land $12,870	$38,610 Land $38,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1257 Josiah Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1981–2006)
Most Recent Claim	Oct 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1257 Josiah Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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