1257 Howard St, Valparaiso, IN 46385 Property Records

Porter County property record for 1257 Howard St, Valparaiso, IN 46385

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details6,780 sqft · built 1986
Lot Size0.776 acres (33,803 sqft)
OwnerCompany Name on Record
Last Sale$756,000 (Apr 2021)
Tax Bill$6,402 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN64-09-23-181-014.000-004

Property Details

APN / Parcel Number

Primary APN64-09-23-181-014.000-004
Alternative APNs
  • 01000573382
  • 00042832764

Interior

Stories1 Story
Building Area6,780 sqft Gross Area
1st Floor Area2,460 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Construction TypeFrame
Fire ResistanceWood or Wood & Steel Frame
Lot Area33,803 sqft (0.776 acres)
Lot Dimensions210 ft deep x 161 ft wide
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1257 HOWARD ST
CityVALPARAISO
StateIN
Zip46385-4524
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionAMSTUTZ SUB IN VALPARAISO PARC C EX W125 .78A
Legal SubdivisionAMSTUTZ SUB IN VALPARAISO
JurisdictionPORTER IN
Township / Civil DivisionCENTER
Census Block Group1
Census Block1036
Census Tract50704

Owner

Source: Porter County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2952 THORNHILL DR, VALPARAISO, IN 46385-9094
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2021 · Amount on Record
Deed SaleApr 21, 2021 · Amount on Record
Deed Document Number202112591
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPORTER IN
Recording DateApr 21, 2021
Property Address1257 HOWARD ST, VALPARAISO, IN 46385-4524
Document Number0000012591
Map ReferenceMR 16 PG 114
Instrument DateApr 19, 2021
Instrument2021-012591
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2952 THORNHILL DR, VALPARAISO, IN 46385-9094

Mortgage

Document Number0000012592
DateApr 21, 2021
Instrument2021-012592
Lender
NameSTEWART G MCMILLAN REVOCABLE TRUST
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Porter County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyPorter County
County SubdivisionCenter Township
MunicipalityValparaiso City
Unified School DistrictValparaiso Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,402.00 (+4.92%)$260,200 (+5.99%) Land $130,700 Building $129,500$260,200 (+5.99%) Land $130,700 Building $129,500
2024$6,102.00 (-5.01%)
2023$6,424.00 (-7.19%)$245,500 Land $96,700 Building $148,800$245,500 Land $96,700 Building $148,800
2022$6,922.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALPARAISO DEPARTMENT OF WATER WORKS
serves 36,000 people · EPA ID IN5264029
Water SourceGroundwater
Last State InspectionApr 2023
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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