1257 E Cermak St, Hernando, FL 34442 Property Records

Citrus County property record for 1257 E Cermak St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,152 sqft Living Area
Lot Size	54,398 sqft (1.24 acres)
Occupancy	Owner Occupied
Last Sale	$160,000 (2022)
Tax Bill	$1,942.00 (2025)

Owner

Source: Citrus County records · APN 1518S19E00201710

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1257 E CERMAK ST, HERNANDO, FL 34442-2622
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Dec 30, 2016 · Amount on Record
Deed Doc Number	2022021445
Deed Book / Page	3267 / 641
Record Refreshed	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 25, 2022
Property Address	1257 E CERMAK ST, HERNANDO, FL 34442-2622
Document Number	0032670641
Book / Page	3267 / 641
Map Reference	MB 8 PG 101-105
Instrument Date	Mar 14, 2022
Instrument	2022021445
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 WHITE COVE RD, 111, UNICOI, TN 37692-4203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1257 E CERMAK ST, HERNANDO, FL 34442-2622

Mortgage

Document Number	0003267643
Date	Mar 25, 2022
Instrument	3267/643

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,942.00 (-4%) Homeowner's exemption Additional exemption filed	$160,208 (-5.62%) Land $29,320 Building $130,888	$160,208 (-5.62%) Land $29,320 Building $130,888
2024	$2,023.00 (-13.69%) Homeowner's exemption Additional exemption filed	$169,750 (+15.06%) Land $35,300 Building $134,450	$169,750 (+15.06%) Land $35,300 Building $134,450
2023	$2,344.00 (+418.58%) Additional exemption filed	$147,538 (+38.32%) Land $24,070 Building $123,468	$147,538 (+38.32%) Land $24,070 Building $123,468
2022	$452.00 Homeowner's exemption Additional exemption filed	$106,662 Land $17,920 Building $88,742	$106,662 Land $17,920 Building $88,742

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`1518S19E00201710`
Alternative APNs	`19E-18S-15-0020-171.0` `1607639`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,152 sqft Living Area
1st Floor	1,152 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Subfloor Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Modular Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	54,398 sqft (1.24 acres)
Depth X Width	300 ft x 181 ft Depth x Width

Exterior Amenities

Patio Area	245 sqft Patio
Porch	Open Porch
Porch Area	245 sqft Porch
Utility Building	80 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1607639
Old Parcel Number	1518S19E00201710
Street Address	1257 E CERMAK ST
City	HERNANDO
State	FL
Zip	34442-2622
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	FOREST LAKE NORTH PB 8 PG 101 LOT 171
Legal Range	19E
Legal Township	18S
Legal Section	05
Legal Subdivision	FOREST LAKE NORTH
Legal Lot Number	171
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1023
Census Tract	450104