Union County and Mountainside Borough property record for 1257 Cedar Ave, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 3,120 sqft · built 1941 |
| Lot Size | 0.448 acres (19,515 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Aug 2020) |
| Tax Bill | $17,751 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00016-06-00009 |
| Primary APN | 10-00016-06-00009 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,120 sqft Living Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Lot Area | 19,515 sqft (0.448 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1000016F00009 |
|---|---|
| Street Address | 1257 CEDAR AVE |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-1955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | MOUNTAINSIDE MANOR |
| Legal Block | 16.6 |
| Legal Lot Number | 9 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 38300 |
Source: Union County and Mountainside Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1257 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage PEAPACK PRIVATE BANK AND TRUST |
| Aug 3, 2023 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI THELENDER |
| Oct 15, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage NIELSEN MARGARET A (ES) |
| Apr 27, 2017 | Grant Deed, Transfer · Conventional Mortgage PEOPLES BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2020 · Amount on Record |
| Deed Sale | Aug 10, 2020 · Amount on Record |
| Prior Sale | Apr 27, 2017 · Amount on Record |
| Deed Document Number | 2020326769 |
| Deed Book / Page | 6377 / 2337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1257 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1955 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | NATIONAL INTEGRITY LLC |
| Name | Verified Name |
|---|---|
| Address | 1257 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1955 |
| Investor | Possibly a Property Investor |
| Document Number | 0157742731 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 15774/2731 |
| Instrument | 90339 |
| Name | PEAPACK PRIVATE BANK AND TRUST |
|---|---|
| Type | Bank |
| Address | BEDMINSTER, NJ 07921 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1257 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1955 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0153942335 |
|---|---|
| Date | Aug 3, 2023 |
| Book Page | 15394/2335 |
| Instrument | 54671 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Nov 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1257 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1955 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0149470161 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 14947/161 |
| Instrument | 10479 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1257 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1955 |
| Document Number | 0147442261 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1257 CEDAR AVE MOUNTAINSIDE NJ 070921955, MOUNTAINSIDE, NJ 07092-1955 |
| Document Number | 0147442261 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 014744/002261 |
| Instrument | 696408 |
| Name | THELENDER |
|---|---|
| Address | ST PETERS, MO 63376 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 15, 2019 |
| Property Address | 1257 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1955 |
| Document Number | 0146050658 |
| Book / Page | 014605 / 000658 |
| Instrument Date | Oct 8, 2019 |
| Instrument | 680035 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1257 CEDAR AVE MOUNTAINSIDE NJ 070921955, MOUNTAINSIDE, NJ 07092-1955 |
| Document Number | 146050658 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 014605/000658 |
| Instrument | 680035 |
| Name | NIELSEN MARGARET A (ES) |
|---|---|
| Address | PISCATAWAY, NJ 08854 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 14, 2020 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 27, 2017 |
| Property Address | 1257 CEDAR AVE, MOUNTAINSIDE, NJ 07092-1955 |
| Document Number | 0061850105 |
| Book / Page | 006185 / 000105 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 285863 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $765.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 CORY CT MOUNTAINSIDE NJ 070922146, MOUNTAINSIDE, NJ 07092-2146 |
| Document Number | 142640763 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 014264/000763 |
| Instrument | 639757 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | OVERLAND PARK, KS 66213 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $845,300 (-) Land $285,900 Building $559,400 | $845,300 (-) Land $285,900 Building $559,400 | |
| 2025 | $17,751.00 (+2.44%) | $845,300 (-) Land $285,900 Building $559,400 | $845,300 (-) Land $285,900 Building $559,400 |
| 2024 | $17,329.00 (+2.66%) | ||
| 2023 | $845,300 Land $285,900 Building $559,400 | $845,300 Land $285,900 Building $559,400 | |
| 2022 | $16,880.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2002–2011) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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