1257 Black Rd, Cameron, NC 28326 Property Records

Lee County property record for 1257 Black Rd, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,004 sqft · built 1996
Lot Size	5.84 acres (254,390 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,618 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9547-30-7140-00`

Property Details

APN / Parcel Number

Primary APN	`9547-30-7140-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,004 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	3,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Lot Area	254,390 sqft (5.84 acres)

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	832 sqft
Patio Area	832 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1257 BLACK RD
City	CAMERON
State	NC
Zip	28326-6837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAMH
Legal Description	LOT 5 PC 7/19C
Legal Subdivision	REECES RIDGE
Legal Lot Number	5
Jurisdiction	LEE NC
Township / Civil Division	1, GREENWOOD
Census Block Group	2
Census Block	2014
Census Tract	30504

Owner

Source: Lee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1257 BLACK RD, CAMERON, NC 28326-6837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Nov 22, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE NC
Property Address	1257 BLACK RD, CAMERON, NC 28326-6837
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016750845
Date	Feb 28, 2022
Book Page	1675/845
Instrument	2022-01617

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE NC
Property Address	1257 BLACK RD, CAMERON, NC 28326-6837
Document Number	0015570243
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1257 BLACK RD CAMERON NC 283266837, CAMERON, NC 28326-6837

Mortgage

Document Number	0015570243
Date	Jan 16, 2020
Book Page	001557/000243
Instrument	329

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2040

Tax Assessment & Valuation

Source: Lee County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lee County
Unified School District	Lee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,618.00 (+4.45%)	$195,200 (-) Land $73,400 Building $121,800	$195,200 (-) Land $73,400 Building $121,800
2025	$1,549.00 (+4.59%)	$195,200 (-) Land $73,400 Building $121,800	$195,200 (-) Land $73,400 Building $121,800
2023	$1,481.00 (+35.62%)	$195,200 Land $73,400 Building $121,800	$195,200 Land $73,400 Building $121,800
2022	$1,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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