Sacramento County property record for 12564 McKenzie Rd, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,614 sqft · built 1954 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $740,000 (Feb 2021) |
| Tax Bill | $8,702 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-0033-012-0000 |
| Primary APN | 148-0033-012-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,614 sqft Living Area |
| 1st Floor Area | 1,493 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 871,200 sqft |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12564 MCKENZIE RD |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-8828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-80 |
| Legal Description | POR NE 1/4 SEC 10 TWP 5 N R 6 E MD B&M DES AS BEG AT PT ON E LN SD SEC LOC N 3046.8 FT FROM SE COR SD SEC 10 TH N ALG SD E |
| Legal Subdivision | SAN JON DE LOS MOKELUMNES RHO |
| Legal Lot Number | 41 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 9403 |
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12564 MCKENZIE RD, GALT, CA 95632-8828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMPORIUM TPO LLC |
| Dec 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage EMPORIUM TPO LLC |
| Feb 16, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SOLIK AVEDISSIAN |
| Apr 17, 2017 | Quit Claim Deed, Transfer QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2021 · Amount on Record |
| Deed Sale | Feb 16, 2021 · Amount on Record |
| Prior Sale | Sep 12, 2005 · Amount on Record |
| Deed Book / Page | 20210216 / 3016 |
| Prior Transfer Date | Feb 9, 2021 |
| Prior Transfer Doc | 2160000003016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 12564 MCKENZIE RD, GALT, CA 95632-8828 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 7731 BRADSHAW RD, SACRAMENTO, CA 95829-9420 |
| Document Number | 0000000887 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 202601060887 |
| Name | EMPORIUM TPO LLC |
|---|---|
| Type | Mortgage Company |
| Address | FRISCO, TX 75034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 12564 MCKENZIE RD, GALT, CA 95632-8828 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7731 BRANDSHAW RD, SACRAMENTO, CA 95829-9420 |
| Document Number | 0000000122 |
|---|---|
| Date | Dec 2, 2024 |
| Instrument | 202412020122 |
| Name | EMPORIUM TPO LLC |
|---|---|
| Type | Mortgage Company |
| Address | FRISCO, TX 75034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 16, 2021 |
| Property Address | 12564 MCKENZIE RD, GALT, CA 95632-8828 |
| Document Number | 0000003016 |
| Instrument Date | Feb 9, 2021 |
| Instrument | 202102163016 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12564 MCKENZIE RD, GALT, CA 95632-8828 |
| Document Number | 0000003017 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 202102163017 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 12564 MCKENZIE RD, GALT, CA 95632-8828 |
| Document Number | 1707061071 |
| Instrument Date | Jul 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 7731 BRADSHAW RD SACRAMENTO CA 958299420, SACRAMENTO, CA 95829-9420 |
| Document Number | 1707061071 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 1707061071 |
| Name | SOLIK AVEDISSIAN |
|---|---|
| Address | 5525 OAKDALE AVE # 240, WOODLAND HILLS, CA 91364-6305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 17, 2017 |
| Property Address | 12564 MCKENZIE RD, GALT, CA 95632-8828 |
| Document Number | 0000000893 |
| Book / Page | 170417 / 000893 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7731 BRADSHAW RD SACRAMENTO CA 958299420, SACRAMENTO, CA 95829-9420 |
| Document Number | 894 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 170417/000894 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 16, 2047 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Elementary School District | Arcohe Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $817,017 (+2%) Land $706,611 Building $110,406 | |
| 2025 | $8,702.00 (+1.94%) | $800,998 (+4.04%) Land $692,756 Building $108,242 |
| 2024 | $8,536.00 (+1.75%) | |
| 2023 | $8,389.00 (+4.61%) | $769,896 Land $665,856 Building $104,040 |
| 2022 | $8,019.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 12 (1995–2023) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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