12560 SE 65th Ln, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 12560 SE 65th Ln, Okeechobee, FL 34974

Property Summary

Property TypeRural Home
Details4 bd · 3.5 ba · 810 sqft · built 2017
Lot Size40.7 acres (1,774,634 sqft)
OwnerIndividual Name on File
Last Sale$975,000 (Dec 2017)
Tax Bill$7,669 (2025)
Deeds & MortgagesMay 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1-11-38-36-0A00-00004-00E0

Property Details

APN / Parcel Number

Primary APN1-11-38-36-0A00-00004-00E0

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Building Area810 sqft Base Area
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialMetal
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,774,634 sqft (40.7 acres)

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area510 sqft
Patio Area100 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address12560 SE 65TH LN
CityOKEECHOBEE
StateFL
Zip34974-1921
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionA PARCEL OF LAND LYING IN SECTION 11, TOWNSHIP 38 SOUTH, RANGE 36 EAST, OKEECHOBEE COUNTY, FLORIDA AND COMPRISING A PORTION O
Legal Range36E
Legal Township38S
Legal Section11
Legal SubdivisionGREEN HILLS ESTS-PCL E
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1022
Census Tract910401

Owner

12560 SE 65th Ln, a rural home, is owned and occupied by an individual who bought it in December 2017.

Source: Okeechobee County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12560 SE 65TH LN, OKEECHOBEE, FL 34974-1921
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 7, 2020Deed of Trust, Mortgage
ACADEMY MTG
Dec 15, 2017Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2017 · Amount on File
Deed SaleDec 15, 2017 · Amount on File
Prior SaleMar 23, 2004 · Amount on File
Deed Document Number2017012113
Deed Book / Page0799 / 1415
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address12560 SE 65TH LN, OKEECHOBEE, FL 34974-1921
Document Number0000004755
Instrument DateMay 7, 2020
Transaction TypeMortgage
Record UpdatedJul 8, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12560 SE 65TH LN OKEECHOBEE FL 349741921, OKEECHOBEE, FL 34974-1921

Mortgage

Document Number0000004755
DateMay 21, 2020
Instrument4755
Lender
NameACADEMY MTG
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
AmountAmount on Record
Term360 Months
DueMay 20, 2050

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateDec 15, 2017
Property Address12560 SE 65TH LN, OKEECHOBEE, FL 34974-1921
Document Number0007991415
Book / Page0799 / 1415
Instrument DateNov 30, 2017
Instrument2017012113
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanySUPREME TITLE SOLUTIONS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address590 NW MERCANTILE PL, 590, PORT SAINT LUCIE, FL 34986-2252

Transferred To (Grantee/Buyer)

NameVerified Name
Address125690 SE 65TH LANE, OKEECHOBEE, FL 34974

Mortgage

Document Number2017012114
DateDec 15, 2017
Instrument2017012114
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term363 Months
DueMar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12560 SE 65th Ln was $7,669 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,669.00 Homeowner's exemption$615,273$1,537,839
2023$7,657.00 (+6.27%) Homeowner's exemption$565,228 (+8.43%)$1,605,257 (+52.76%) Land $878,829 Building $726,428
2022$7,205.00 Homeowner's exemption$521,285$1,050,809 Land $481,614 Building $569,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12560 SE 65th Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2004–2005)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2005 · Hurricane Wilma
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12560 SE 65th Ln is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000

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