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12560 Cacao Tree Trl, Jacksonville, FL 32218 Property Records

Duval County property record for 12560 Cacao Tree Trl, Jacksonville, FL 32218

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,507 sqft · built 2023
Lot Size0.214 acres (9,340 sqft)
Owner2 Individual Names on File
Last Sale$384,990 (Jul 2023)
Tax Bill$6,740 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN019449-1865

Property Details

APN / Parcel Number

Primary APN019449-1865

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,507 sqft Living Area
Gross Area3,063 sqft
1st Floor Area1,058 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,340 sqft (0.214 acres)
View / LotPond
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address12560 CACAO TREE TRL
CityJACKSONVILLE
StateFL
Zip32218-3063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description79-130 32-1N-26E ARBORS PHASE 1B LOT 83
Legal SubdivisionARBORS PHASE 1B
Legal Lot Number83
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group3
Census Block3000
Census Tract10501

Owner

12560 Cacao Tree Trl is owned and occupied by two individuals who bought it in July 2023.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address12560 CACAO TREE TRL, JACKSONVILLE, FL 32218-3063
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2023 · Amount on File
Deed SaleJul 2, 2023 · Amount on File
Deed Document Number2023134006
Deed Book / Page20730 / 82
Record UpdatedOct 29, 2026

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionDUVAL FL
Recording DateJul 2, 2023
Property Address12560 CACAO TREE TRL, JACKSONVILLE, FL 32218-3063
Document Number0207300082
Book / Page20730 / 82
Map ReferenceMB 79 PG 130
Instrument DateJun 28, 2023
Instrument2023134006
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 1, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address12560 CACAO TREE TRL, JACKSONVILLE, FL 32218-3063

Mortgage

Document Number0002073083
DateJul 2, 2023
Instrument20730/83
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 12560 Cacao Tree Trl was $6,740 with a homeowner's exemption, up 2.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$236,419 (+2.7%)$367,255 (+10.54%) Land $65,000 Building $302,255
2025$6,740.00 (+2.6%) Homeowner's exemption$230,204$332,243 Land $65,000 Building $267,243
2024$6,569.00 (+104.26%)
2023$3,216.00$50,000 Land $50,000$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12560 Cacao Tree Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12560 Cacao Tree Trl is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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