1256 Walsh Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1256 Walsh Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	0.614 acres (26,782 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jun 2020)
Tax Bill	$482 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`317-0190-00121`

Property Details

APN / Parcel Number

Primary APN	`317-0190-00121`
Alternative APN	`1090465`

Exterior

Lot Area	26,782 sqft (0.614 acres)

Location & Zoning

Account Number	1090465
Street Address	1256 WALSH RD
City	ELY
State	MN
Zip	55731-8029
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	SWLY 49.26 FT OF LOT 12 SERIAL #
Legal Subdivision	SUNSHINE BEACH T OF EAGLES NES
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	EAGLES NEST
Census Block Group	1
Census Block	1060
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20269 EIDELWEISS ST NW, CEDAR, MN 55011-9817
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK TRUST
Aug 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Jun 4, 2020	Warranty Deed, Transfer ALL AMERICAN TITLE
Feb 18, 2020	Loan Modification, Mortgage NORTHVIEW BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020 · Amount on Record
Deed Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	20201024141
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 28, 2026
Property Address	1256 WALSH RD, ELY, MN 55731-8029
Document Number	0001104069
Instrument Date	Jul 15, 2026
Instrument	20261104069
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 WALSH RD, ELY, MN 55731-8029

Mortgage

Document Number	0001104069,
Date	Jul 28, 2026
Instrument	20261104069

Lender

Name	BANK TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1256 WALSH RD, ELY, MN 55731-8029
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001093034
Date	Aug 12, 2025
Instrument	1093034

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jul 1, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 4, 2020
Property Address	ELY, MN 55731
Document Number	00T1024141
Instrument Date	May 14, 2020
Instrument	T1024141
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$545.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20269 EIDELWEISS ST NW CEDAR MN 550119817, CEDAR, MN 55011-9817

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	ELY, MN 55731
Document Number	00T1022447
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	WALSH RD ELY MN 55731, ELY, MN 55731

Mortgage

Document Number	00T1022447
Date	Apr 16, 2020
Instrument	T1022447

Lender

Name	NORTHVIEW BK
Type	Bank
Address	FINLAYSON, MN 55735

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Apr 15, 2023

Interest

Rate	4.95%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Eagles Nest Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$482.00 (-1.23%)
2025	$488.00 (+25.13%)	$53,200 (-5.17%) Land $53,200	$53,200 (-5.17%) Land $53,200
2024	$390.00	$56,100 (+30.47%) Land $56,100	$56,100 (+30.47%) Land $56,100
2022		$43,000 Land $43,000	$43,000 Land $43,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 78% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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