1256 W Monroe St, Chicago, IL 60607 Property Records

Cook County property record for 1256 W Monroe St, Chicago, IL 60607

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,500 sqft · built 2002
Lot Size	0.026 acres (1,147 sqft)
Owner	Individual Name on File
Last Sale	$1,065,000 (Jan 2019)
Tax Bill	$22,653 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-17-105-034`

Property Details

APN / Parcel Number

Primary APN	`17-17-105-034`
Alternative APN	`17-17-105-034-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2004
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	1,147 sqft (0.026 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1256 W MONROE ST
City	CHICAGO
State	IL
Zip	60607-2509
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD 700
Legal Range	14E
Legal Township	39N
Legal Section	17
Legal Subdivision	CANAL TRUSTEES
Legal Block	3
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2001
Census Tract	833100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1256 W Monroe St, a townhouse, is owned and occupied by an individual who bought it in January 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1256 W MONROE ST, CHICAGO, IL 60607-2509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Feb 14, 2020	Deed of Trust, Mortgage BMO HARRIS BK NA
May 18, 2019	Deed of Trust, Mortgage DRAPER & KRAMER MTG
Jan 23, 2019	Warranty Deed, Transfer BMO HARRIS BK NA
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L CU
Jun 19, 2017	Deed of Trust, Mortgage FIRST FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2019 · Amount on File
Deed Sale	Jan 23, 2019 · Amount on File
Prior Sale	Nov 28, 2006 · Amount on File
Deed Document Number	201919023
Prior Transfer Date	Dec 23, 2014
Prior Transfer Doc	0000018076
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1256 W MONROE ST, CHICAGO, IL 60607-2509
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019304515
Date	Jul 12, 2021
Instrument	2119304515

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	7.12%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1256 W MONROE ST, CHICAGO, IL 60607-2509
Document Number	2005246413
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1256 W MONROE ST CHICAGO IL 606072509, CHICAGO, IL 60607-2509

Mortgage

Document Number	2005246413
Date	Feb 21, 2020
Instrument	5246413

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1256 W MONROE ST, CHICAGO, IL 60607-2509
Document Number	1915006070
Instrument Date	May 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1256 W MONROE ST CHICAGO IL 606072509, CHICAGO, IL 60607-2509

Mortgage

Document Number	1915006070
Date	May 30, 2019
Instrument	15006070

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 23, 2019
Property Address	1256 W MONROE ST, CHICAGO, IL 60607-2509
Document Number	1902319023
Instrument Date	Jan 7, 2019
Instrument	2319023
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,065.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	311 W ABERDEEW #200 CHICAGO IL 60607, 200, CHICAGO, IL 60607

Mortgage

Document Number	1902319024
Date	Jan 23, 2019
Instrument	2319024

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1256 W MONROE ST, CHICAGO, IL 60607-2509
Document Number	1717915059
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1256 W MONROE ST CHICAGO IL 606072509, CHICAGO, IL 60607-2509

Mortgage

Document Number	1717915059
Date	Jun 28, 2017
Instrument	17915059

Lender

Name	FIRST FIN'L CU
Type	Credit Union
Address	SKOKIE, IL 60077

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1256 W MONROE ST, CHICAGO, IL 60607-2509
Document Number	1717946039
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1256 W MONROE ST CHICAGO IL 606072509, CHICAGO, IL 60607-2509

Mortgage

Document Number	1717946039
Date	Jun 28, 2017
Instrument	17946039

Lender

Name	FIRST FIN'L CU
Type	Credit Union
Address	SKOKIE, IL 60077

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$107,000 Land $7,111 Building $99,889	$1,070,000 Land $71,110 Building $998,890
2023	$22,653.00 (+2.58%)
2022	$22,083.00	$107,000 Land $5,735 Building $101,265	$1,070,000 Land $57,350 Building $1,012,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1256 W Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1256 W Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Google Fiber, Zentro.

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