San Diego County property record for 1256 Spivey Rd, Chula Vista, CA 91913
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,300 sqft · built 2021 |
| Owner | 2 Individual Names on File |
| Last Sale | $969,500 (Mar 2021) |
| Tax Bill | $21,280 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Oct 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-390-13-00 |
| Primary APN | 644-390-13-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,300 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1256 SPIVEY RD |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91913-3523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC15SF3 |
| Legal Description | LOT 13 TR 016325 |
| Legal Subdivision | OTAY RANCH VILLAGE 2 SOUTH CHU |
| Legal Tract | 016325 |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 13317 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1256 SPIVEY RD, CHULA VISTA, CA 91913-3523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Oct 15, 2020 | Deed of Trust, Mortgage · Construction Mortgage MECHANICS BANK |
| Mar 17, 2021 | Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on File |
| Deed Sale | Mar 17, 2021 · Amount on File |
| Deed Document Number | 2021209475 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1256 SPIVEY RD, CHULA VISTA, CA 91913-3523 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1256 SPIVEY RD, CHULA VISTA, CA 91913-3523 |
| Document Number | 0000242318 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2022-0242318 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1256 SPIVEY RD, CHULA VISTA, CA 91913-3523 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMER TTL CO HOMEBUILDE |
| Name | Verified Name |
|---|
| Document Number | 0000627016 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020-0627016 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | WALNUT CREEK, CA 94596 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 17, 2021 |
| Property Address | 1256 SPIVEY RD, CHULA VISTA, CA 91913-3523 |
| Document Number | 0000209475 |
| Map Reference | MAP 16325 |
| Instrument Date | Jan 30, 2021 |
| Instrument | 2021-0209475 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FNTG BUILDER SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1256 SPIVEY RD, CHULA VISTA, CA 91913-3523 |
| Document Number | 0000209476 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-0209476 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Number | 0000209477 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-0209477 |
| Name | ALASKA USA FCU |
|---|---|
| Type | Credit Union |
| Address | ANCHORAGE, AK 99519 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,069,956 (+2%) Land $308,036 Building $761,920 | |
| 2025 | $21,280.00 (+10.01%) Homeowner's exemption | $1,048,978 (+4.04%) Land $301,997 Building $746,981 |
| 2023 | $19,344.00 (+4.22%) Homeowner's exemption | $1,008,247 Land $290,271 Building $717,976 |
| 2022 | $18,560.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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