1256 S Ocean Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 1256 S Ocean Ave, Cayucos, CA 93430

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,600 sqft · built 1986
Lot Size	0.037 acres (1,600 sqft)
Owner	Company Name on File
Last Sale	$63,500 (Mar 2020)
Tax Bill	$7,067 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064-163-036`

Property Details

APN / Parcel Number

Primary APN	`064-163-036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	1,600 sqft (0.037 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1256 S OCEAN AVE
City	CAYUCOS
State	CA
Zip	93430-1344
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF
Legal Description	PM 46-23 UNIT 1 & PTN PAR 1
Legal Subdivision	OCEAN AVENUE CONDOMINIUMS
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3037
Census Tract	10504

Owner

1256 S Ocean Ave, a condominium, is owned by a company that bought it in March 2020 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	1256 S OCEAN AVE, 1, CAYUCOS, CA 93430-1344
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITYWIDE HOME LOANS LLC
Mar 3, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Mar 3, 2020	Grant Deed, Transfer · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION
Sep 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2020 · Amount on File
Deed Sale	Mar 3, 2020 · Amount on File
Prior Sale	Jul 9, 2008 · Amount on File
Deed Document Number	202010293
Prior Transfer Date	Feb 18, 2020
Prior Transfer Doc	0000010292
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1256 S OCEAN AVE, CAYUCOS, CA 93430-1344
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 S OCEAN AVE 1, 1, CAYUCOS, CA 93430-1344

Mortgage

Document Number	0000060675
Date	Oct 27, 2020
Instrument	2020060675

Lender

Name	CITYWIDE HOME LOANS LLC
Type	Non-Lending Institution
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 3, 2020
Property Address	1256 S OCEAN AVE, CAYUCOS, CA 93430-1344
Document Number	0000010292
Instrument Date	Feb 18, 2020
Instrument	10292
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 CALLE VALLARTA SAN CLEMENTE CA 926733070, SAN CLEMENTE, CA 92673-3070

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 3, 2020
Property Address	1256 S OCEAN AVE, CAYUCOS, CA 93430-1344
Document Number	0000010293
Map Reference	MB 46 PG 23
Instrument Date	Feb 12, 2020
Instrument	2020010293
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 S OCEAN AVE # 1, 1, CAYUCOS, CA 93430-1344

Mortgage

Document Number	0000010294
Date	Mar 3, 2020
Instrument	2020010294

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 5, 2017
Property Address	1256 S OCEAN AVE, CAYUCOS, CA 93430-1344
Document Number	0000039664
Instrument Date	Sep 5, 2017
Instrument	39664
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1070 SEMILLON LN TEMPLETON CA 934653825, TEMPLETON, CA 93465-3825

Tax Assessment & Valuation

The 2025 property tax bill for 1256 S Ocean Ave was $7,067 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,910 (+2%) Land $389,761 Building $301,149
2025	$7,067.00 Homeowner's exemption	$677,364 Land $382,119 Building $295,245
2023	$6,930.00 (+1.75%) Homeowner's exemption	$651,063 Land $367,282 Building $283,781
2022	$6,811.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1256 S Ocean Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1256 S Ocean Ave is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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