1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Charlotte
  5. Morningside Dr

1256 Morningside Dr, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1256 Morningside Dr, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,680 sqft · built 1940
Lot Size0.72 acres (31,394 sqft)
OwnerIndividual Name on File
Last Sale$510,000 (Aug 2020)
Tax Bill$6,750 (2023)
Deeds & MortgagesAug 2020 Sale & Mortgage
Sep 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN129-041-10

Property Details

APN / Parcel Number

Primary APN129-041-10

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,680 sqft Heated Area
Gross Area1,770 sqft
1st Floor Area1,292 sqft
Attic Area340 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area31,394 sqft (0.72 acres)
PorchPorch
Porch Area138 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number129-041-10
Street Address1256 MORNINGSIDE DR
CityCHARLOTTE
StateNC
Zip28205-5304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL3 &P1 B11 M4-403
Legal SubdivisionMORNINGSIDE DRIVE
Legal Block11
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3000
Census Tract1100

Owner

1256 Morningside Dr is owned and occupied by an individual who bought it in August 2020.

Source: Mecklenburg County records, as of June 12, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1256 MORNINGSIDE DR, CHARLOTTE, NC 28205-5304
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Warranty Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
Sep 10, 2019Trustee's Deed, Construction Loan · Construction Mortgage
MICHAEL S ESTEP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2020 · Amount on File
Deed SaleAug 20, 2020 · Amount on File
Prior SaleJul 26, 2019 · Amount on File
Deed Document Number0034952750
Deed Book / Page34952 / 750
Record UpdatedJun 7, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 20, 2020
Property Address1256 MORNINGSIDE DR, CHARLOTTE, NC 28205-5304
Document Number0000131518
Book / Page34952 / 750
Map ReferenceMB 4 PG 403
Instrument DateAug 20, 2020
Instrument2020131518
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,020.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2758, INDIAN TRAIL, NC 28079-2758

Transferred To (Grantee/Buyer)

NameVerified Name
Address1256 MORNINGSIDE DR, CHARLOTTE, NC 28205-5304

Mortgage

Document Number0000131519
DateAug 20, 2020
Instrument2020131519
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMECKLENBURG NC
Recording DateSep 10, 2019
Property Address1256 MORNINGSIDE DR, CHARLOTTE, NC 28205-5304
Book / Page033833 / 000625
Instrument DateJul 25, 2019
Instrument118878
Transaction TypeConstruction Loan
Record UpdatedOct 2, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2758 INDIAN TRAIL NC 280792758, INDIAN TRAIL, NC 28079-2758

Mortgage

Document Number0000118878
DateSep 10, 2019
Book Page033833/000625
Instrument118878
Lender
NameMICHAEL S ESTEP
Address4949 ANTIOCH CHURCH RD, MATTHEWS, NC 28104-8958
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueSep 9, 2020

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 1256 Morningside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1256 Morningside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Google Fiber.

Nearby Properties on Morningside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures