1256 Michael Ave, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 1256 Michael Ave, Schenectady, NY 12309

Property Summary

Property TypeResidential Vacant Land
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Tax Bill$179 (2026)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN422400 40.5-2-2

Property Details

APN / Parcel Number

Primary APN422400 40.5-2-2
Alternative APN
  • 240004000500020020000000

Exterior

Lot Area9,148 sqft (0.21 acres)
Lot Dimensions100 ft deep x 120 ft wide

Location & Zoning

Street Address1256 MICHAEL AVE
CitySCHENECTADY
StateNY
Zip12309
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR2
Legal Block2
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group6
Census Block6001
Census Tract32000

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1245 TRACY AVE, SCHENECTADY, NY 12309-3622
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1256 MICHAEL AVE, SCHENECTADY, NY 12309
Document Number0000037939
Instrument DateJul 18, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1245 TRACY AVE SCHENECTADY NY 123093622, SCHENECTADY, NY 12309-3622

Mortgage

Document Number0000037939
DateAug 23, 2018
Book Page004859/000984
Instrument37939
Lender
NameFIRST NAT'L BK/SCOTIA
TypeBank
AddressSCOTIA, NY 12302
Agreement
AmountAmount Recorded
Term60 Months
DueAug 22, 2023
Interest
Rate3.24%

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179.00 (+1.13%)
2025$177.00$4,000 (-) Land $4,000$5,900 (+15.69%) Land $5,900
2023$4,000 Land $4,000$5,100 Land $5,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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