1256 Cramner St, Lafayette, OR 97127 Property Records

Yamhill County property record for 1256 Cramner St, Lafayette, OR 97127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,246 sqft · built 2002
Lot Size	0.113 acres (4,909 sqft)
Owner	2 Individual Names on File
Last Sale	$449,500 (Nov 2021)
Tax Bill	$3,045 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R4401DA 00137`

Property Details

APN / Parcel Number

Primary APN	`R4401DA 00137`
Alternative APNs	`001519310` `519310`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,246 sqft Living Area
Gross Area	2,687 sqft
1st Floor Area	1,262 sqft
2nd Floor Area	984 sqft
Flooring	Carpet

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,909 sqft (0.113 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1256 CRAMNER ST
City	LAFAYETTE
State	OR
Zip	97127-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 67 IN LAFAYETTE PLANTATION
Legal Range	04W
Legal Township	04S
Legal Section	01
Legal Subdivision	LAFAYETTE PLANTATION
Legal Lot Number	67
Jurisdiction	YAMHILL OR
Township / Civil Division	NEWBERG
Census Block Group	4
Census Block	4004
Census Tract	30304

Owner

1256 Cramner St is owned and occupied by two individuals who bought it in November 2021.

Source: Yamhill County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1256 CRAMNER ST, LAFAYETTE, OR 97127-6114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Jan 14, 2016 · Amount on File
Deed Document Number	202121913
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAMHILL OR
Recording Date	Nov 4, 2021
Property Address	1256 CRAMNER ST, LAFAYETTE, OR 97127-6114
Document Number	0000021913
Instrument Date	Nov 1, 2021
Instrument	202121913
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 CRAMNER ST, LAFAYETTE, OR 97127-6114

Mortgage

Document Number	0000021914
Date	Nov 4, 2021
Instrument	202121914

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	1256 CRAMNER ST, LAFAYETTE, OR 97127-6114
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011723
Date	Jun 8, 2021
Instrument	202111723

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	1256 CRAMNER ST, LAFAYETTE, OR 97127-6114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007548
Date	May 30, 2018
Instrument	201807548

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	1256 CRAMNER ST, LAFAYETTE, OR 97127-6114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009684
Date	Jul 19, 2019
Instrument	201909684

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAMHILL OR
Property Address	1256 CRAMNER ST, LAFAYETTE, OR 97127-6114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015144
Date	Aug 28, 2020
Instrument	202015144

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1256 Cramner St was $3,045, up 2.7% from the year before.

Source: Yamhill County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Yamhill County
Municipality	Lafayette City
Unified School District	McMinnville School District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,045.00 (+2.66%)	$239,430 (+3%)	$506,047 (-0.56%) Land $175,015 Building $331,032
2024	$2,966.00 (+2.74%)	$232,456 (+3%)	$508,910 (-1.94%) Land $169,891 Building $339,019
2023	$2,887.00 (+2.48%)	$225,685 (+3%)	$518,972 (+6.46%) Land $167,295 Building $351,677
2022	$2,817.00	$219,112	$487,472 Land $161,255 Building $326,217

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1256 Cramner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1256 Cramner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 4,423 people · EPA ID OR4100452
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hunter Communications.

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