1256 Cone St, Elkhart, IN 46514 Property Records

Elkhart County property record for 1256 Cone St, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,195 sqft · built 1967
Lot Size	0.306 acres (13,329 sqft)
Owner	Individual Name on File
Last Sale	$163,700 (Oct 2020)
Tax Bill	$2,287 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`20-02-32-437-027.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-32-437-027.000-027`
Alternative APN	`0232437027027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,195 sqft Living Area
Gross Area	3,828 sqft
1st Floor Area	1,856 sqft
Basement Area	1,488 sqft
Finished Basement	1,339 sqft
Unfinished Basement	149 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	98 ft deep x 136 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1256 CONE ST
City	ELKHART
State	IN
Zip	46514-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT E1/2 SE1/4 EX .193A SEC 32 .307A
Legal Block	437
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	2
Census Block	2028
Census Tract	1601

Owner

1256 Cone St is owned and occupied by an individual who bought it in October 2020.

Source: Elkhart County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1256 CONE ST, ELKHART, IN 46514-3342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed, Transfer · Conventional Mortgage 1ST SOURCE BANK
Dec 18, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST SOURCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on File
Deed Sale	Oct 27, 2020 · Amount on File
Deed Document Number	202025392
Record Updated	Sep 20, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ELKHART IN
Recording Date	Dec 18, 2019
Property Address	1256 CONE ST, ELKHART, IN 46514-3342
Document Number	0000006602
Instrument Date	Dec 9, 2019
Instrument	2019-26602
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 CRABTREE LN, ELKHART, IN 46514-4227

Mortgage

Document Number	0000006603
Date	Dec 18, 2019
Instrument	2019-26603

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 13, 2020

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ELKHART IN
Recording Date	Dec 18, 2019
Property Address	1256 CONE ST, ELKHART, IN 46514-3342
Instrument Date	Dec 9, 2019
Instrument	26603
Transaction Type	Construction Loan
Record Updated	Jan 10, 2020
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1256 CONE ST ELKHART IN 465143342, ELKHART, IN 46514-3342

Mortgage

Document Number	0000026603
Date	Dec 18, 2019
Instrument	26603

Lender

Name	FIRST SOURCE BK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 17, 2020

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$243,000 (+8.14%) Land $17,200 Building $225,800	$243,000 (+8.14%) Land $17,200 Building $225,800
2024	$2,287.00	$224,700 (+9.08%) Land $17,200 Building $207,500	$224,700 (+9.08%) Land $17,200 Building $207,500
2023		$206,000 (+11.9%) Land $17,200 Building $188,800	$206,000 (+11.9%) Land $17,200 Building $188,800
2022	$1,864.00 Homeowner's exemption	$184,100 Land $17,200 Building $166,900	$184,100 Land $17,200 Building $166,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1256 Cone St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1256 Cone St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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