1256 10th Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1256 10th Ave, Schenectady, NY 12303

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,564 sqft · built 1920
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Company Names on File
Tax Bill	$5,297 (2026)
Deeds & Mortgages	Mar 2025 Line of Credit Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 49.71-1-37`

Property Details

APN / Parcel Number

Primary APN	`421500 49.71-1-37`
Alternative APN	`150004907100010370000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,564 sqft Total Area
1st Floor Area	782 sqft
2nd Floor Area	782 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	220 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1256 10TH AVE
City	SCHENECTADY
State	NY
Zip	12303-1937
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	398-323 TO 327 2 STUCCO
Legal Block	1
Legal Lot Number	37.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3006
Census Tract	21500

Owner

1256 10th Ave, a duplex, is owned by a company that acquired it in March 2019.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	1256 10TH AVE, SCHENECTADY, NY 12303-1937
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2025	Deed of Trust, Mortgage · Line of Credit PIONEER BANK NA
Mar 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 12, 2019
Transfer Doc	0000010688
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1256 10TH AVE, SCHENECTADY, NY 12303-1937
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 10TH AVE 1, 1, SCHENECTADY, NY 12303-1937

Mortgage

Document Number	0000007588
Date	Mar 28, 2025
Instrument	202507588

Lender

Name	PIONEER BANK NA
Type	Bank
Address	ALBANY, NY 12211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 12, 2019
Property Address	1256 10TH AVE, SCHENECTADY, NY 12303-1937
Document Number	0000010688
Book / Page	002007 / 000176
Instrument Date	Mar 12, 2019
Instrument	10688
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 10TH AVE SCHENECTADY NY 123031937, SCHENECTADY, NY 12303-1937

Tax Assessment & Valuation

The 2026 property tax bill for 1256 10th Ave was $5,297, up 3.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,297.00 (+3.7%)
2025	$5,108.00	$78,200 Land $11,700 Building $66,500	$129,492 Land $19,374 Building $110,118
2023		$78,200 (-) Land $11,700 Building $66,500	$98,987 (+3.8%) Land $14,810 Building $84,177
2022		$78,200 Land $11,700 Building $66,500	$95,366 Land $14,268 Building $81,098
2021	$4,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1256 10th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1256 10th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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