12559 Arrowleaf Ln, Jacksonville, FL 32225 Property Records

Duval County property record for 12559 Arrowleaf Ln, Jacksonville, FL 32225

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,905 sqft · built 2004
Lot Size0.225 acres (9,791 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Nov 2020)
Tax Bill$4,855 (2025)
Deeds & MortgagesJun 2022 Reverse Mortgage
Oct 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN162109-9635

Property Details

APN / Parcel Number

Primary APN162109-9635

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,905 sqft Living Area
Gross Area2,491 sqft
1st Floor Area1,905 sqft
SunroomSunroom
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,791 sqft (0.225 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed/Finished Porch
Porch Area166 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12559 ARROWLEAF LN
CityJACKSONVILLE
StateFL
Zip32225-6854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description56-22 15-2S-28E .22 ASHLEY WOODS UNIT ELEVEN LOT 452
Legal Range28E
Legal Township02S
Legal Section15
Legal SubdivisionASHLEY WOODS UNIT ELEVEN
Legal Lot Number452
Legal UnitELEVEN
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1008
Census Tract14335

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12559 ARROWLEAF LN, JACKSONVILLE, FL 32225-6854
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2022Deed of Trust, Mortgage · Reverse Mortgage
PHH MORTGAGE SERVICES CORP
Oct 4, 2017Deed of Trust, Mortgage · FHA Mortgage
PEOPLES BANK
Nov 30, 2020Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2020 · Amount on Record
Deed SaleNov 30, 2020 · Amount on Record
Prior SaleDec 6, 2004 · Amount on Record
Deed Document Number2020264207
Deed Book / Page19469 / 1744
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address12559 ARROWLEAF LN, JACKSONVILLE, FL 32225-6854
Transaction TypeMortgage
Record UpdatedJun 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12559 ARROWLEAF LN, JACKSONVILLE, FL 32225-6854

Mortgage

Document Number0203051994
DateJun 1, 2022
Book Page20305/1994
Instrument2022147607
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.23%
Type Change DateJun 1, 2023
Change FrequencyAnnually
Index1-Year CMT

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address12559 ARROWLEAF LN, JACKSONVILLE, FL 32225-6854
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0181391969
DateOct 4, 2017
Book Page18139/1969
Instrument2017227234
Lender
NamePEOPLES BANK
TypeBank
AddressNORTH CHARLESTON, SC 29405
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2037

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateNov 30, 2020
Property Address12559 ARROWLEAF LN, JACKSONVILLE, FL 32225-6854
Document Number0194691744
Book / Page19469 / 1744
Map ReferenceMB 56 PG 22
Instrument DateNov 19, 2020
Instrument2020264207
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyGIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1947 N STAR LN, 1947, JACKSONVILLE, FL 32246-0507

Transferred To (Grantee/Buyer)

NameVerified Name
Address12559 ARROWLEAF LN, JACKSONVILLE, FL 32225-6854

Mortgage

Document Number0194691746
DateNov 30, 2020
Instrument19469/1746
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$302,509 (+2.7%)$391,516 (-0.79%) Land $122,984 Building $268,532
2025$4,855.00 (+6.19%) Homeowner's exemption$294,556 (+5.99%)$394,624 (+1.19%) Land $110,000 Building $284,624
2024$4,572.00 (+2.81%)
2023$4,447.00 (+9.16%) Homeowner's exemption$277,918 (+3%)$389,995 (+7.71%) Land $85,000 Building $304,995
2022$4,074.00 Homeowner's exemption$269,824$362,083 Land $70,000 Building $292,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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