12557 Sophiamarie Loop, Orlando, FL 32828 Property Records

Orange County property record for 12557 Sophiamarie Loop, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,557 sqft · built 2003
Lot Size	0.148 acres (6,459 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,400 (Jul 2003)
Tax Bill	$2,308 (2025)
Deeds & Mortgages	Apr 2026 Sale Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-22-31-8930-00-500`

Property Details

APN / Parcel Number

Primary APN	`27-22-31-8930-00-500`
Alternative APNs	`312227893000500` `611476` `617781` `622583`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,557 sqft Living Area
Gross Area	2,092 sqft
1st Floor Area	1,557 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,459 sqft (0.148 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	135 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12557 SOPHIAMARIE LOOP
City	ORLANDO
State	FL
Zip	32828-7168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	VIZCAYA AT WATERFORD 52/30 LOT 50
Legal Range	31E
Legal Township	22S
Legal Section	27
Legal Subdivision	VIZCAYA AT WATERFORD
Legal Tract	8930
Legal Lot Number	50
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1013
Census Tract	16741

Owner

Source: Orange County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12557 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage SECURE ONE CAP
May 5, 2018	Deed of Trust, Mortgage · FHA Mortgage RP FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2003 · Amount on Record
Deed Sale	Jul 14, 2003 · Amount on Record
Deed Document Number	2003386928
Deed Book / Page	6996 / 2565
Last Transfer Date	Aug 27, 2003
Transfer Doc	0000550093
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 24, 2026
Property Address	12557 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7168
Document Number	0000234454
Instrument Date	Apr 20, 2026
Instrument	2026234454
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	12557 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7168

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12557 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7168
Document Number	0000012334
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12557 SOPHIAMARIE LOOP ORLANDO FL 328287168, ORLANDO, FL 32828-7168

Mortgage

Document Number	0000012334
Date	Jan 8, 2020
Instrument	12334

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12557 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7168
Document Number	0000358005
Instrument Date	May 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12557 SOPHIAMARIE LOOP ORLANDO FL 328287168, ORLANDO, FL 32828-7168

Mortgage

Document Number	0000358005
Date	Jun 18, 2018
Instrument	358005

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,810 (+2.7%)	$365,310 (-1.31%) Land $70,000 Building $295,310
2025	$2,308.00 (+7.4%) Homeowner's exemption	$150,740 (+5.99%)	$370,160 (+10.57%) Land $70,000 Building $300,160
2024	$2,149.00 (+7.29%)
2023	$2,003.00 (+6.71%) Homeowner's exemption	$142,225 (+4.47%)	$334,764 (+17.16%) Land $70,000 Building $264,764
2022	$1,877.00 Homeowner's exemption	$136,141	$285,744 Land $65,000 Building $220,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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