Lee County property record for 12556 Water Oak Dr, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,859 sqft · built 2006 |
| Lot Size | 0.404 acres (17,598 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $950,000 (Jul 2008) |
| Tax Bill | $12,282 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-46-26-E2-01000.1770 |
| Primary APN | 31-46-26-E2-01000.1770 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,859 sqft Living Area |
| Gross Area | 6,525 sqft |
| 1st Floor Area | 3,541 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 17,598 sqft (0.404 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 797 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 360 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 869 sqft |
| Patio Area | 958 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10352028 |
|---|---|
| Street Address | 12556 WATER OAK DR |
| City | ESTERO |
| State | FL |
| Zip | 33928-2051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | WILDCAT RUN SUBD PB 36 PG 39 LOT 177 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 31 |
| Legal Subdivision | WILDCAT RUN SUBD |
| Legal Tract | E2 |
| Legal Block | 3 |
| Legal Lot Number | 177 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 50311 |
12556 Water Oak Dr is held in a trust since May 2009.
Source: Lee County records, as of August 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1901 LINNER RD, WAYZATA, MN 55391-2219 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2008 · Amount on File |
| Deed Sale | Jul 1, 2008 · Amount on File |
| Prior Sale | Dec 28, 2004 · Amount on File |
| Deed Document Number | 2008176593 |
| Last Transfer Date | May 18, 2009 |
| Transfer Doc | 0000157285 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 12556 Water Oak Dr was $12,282.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $908,410 (+1%) | $920,442 (-11.87%) Land $190,684 Building $729,758 | |
| 2025 | $12,282.00 | $825,827 | $1,044,381 Land $211,280 Building $833,101 |
| 2023 | $10,652.00 (+8.14%) | $942,717 (+8.9%) Land $245,055 Building $697,662 | $942,717 (+8.9%) Land $245,055 Building $697,662 |
| 2022 | $9,850.00 | $865,673 Land $226,000 Building $639,673 | $865,673 Land $226,000 Building $639,673 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12556 Water Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12556 Water Oak Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures