12556 Dover Dr, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12556 Dover Dr, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,618 sqft · built 1988
Lot Size	0.364 acres (15,836 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Mar 2016)
Tax Bill	$7,016 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-33850-02-130`

Property Details

APN / Parcel Number

Primary APN	`01-33850-02-130`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,618 sqft Living Area
Gross Area	3,390 sqft
1st Floor Area	1,539 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	15,836 sqft (0.364 acres)
Garage Type	Attached
Garage Area	772 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	12556 DOVER DR
City	SAINT PAUL
State	MN
Zip	55124-5238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTERS RIDGE 13 2
Legal Subdivision	HUNTERS RIDGE
Legal Block	2
Legal Lot Number	130
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3002
Census Tract	60840

Owner

12556 Dover Dr is owned and occupied by two individuals who bought it in March 2016.

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12556 DOVER DR, SAINT PAUL, MN 55124-5238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTER FOR ENERGY & ENVIRONMENT
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2016 · Amount on File
Deed Sale	Mar 11, 2016 · Amount on File
Deed Document Number	2016758013
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12556 DOVER DR, APPLE VALLEY, MN 55124-5238
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000873060
Date	May 9, 2023
Instrument	873060

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12556 DOVER DR, APPLE VALLEY, MN 55124-5238
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	QUALITY ABSTRACT, QUALITY ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000838662
Date	Feb 26, 2021
Instrument	838662

Lender

Name	CENTER FOR ENERGY & ENVIRONMENT
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 5, 2031

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12556 DOVER DR, APPLE VALLEY, MN 55124-5238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000820343
Date	Apr 27, 2020
Instrument	820343

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 12556 Dover Dr was $7,016 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,016.00	$549,300 Land $127,700 Building $421,600	$549,300 Land $127,700 Building $421,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12556 Dover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12556 Dover Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Southeast MN Wifi.

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