12555 Trinity Dr, Charlotte Hall, MD 20622 Property Records

Charles County property record for 12555 Trinity Dr, Charlotte Hall, MD 20622

Property Summary

Property Type	Rural Home
Details	3 ba · 2,282 sqft · built 1976
Lot Size	18.8 acres (821,367 sqft)
Owner	2 Individual Names on File
Last Sale	$529,950 (Apr 2024)
Tax Bill	$11,571 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-005597`

Property Details

APN / Parcel Number

Primary APN	`04-005597`
Alternative APNs	`4005597` `005597`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,282 sqft Living Area
Gross Area	2,811 sqft
1st Floor Area	1,732 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	821,367 sqft
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Deck Area	404 sqft
Shed	1 Shed
Shed Area	1,020 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	005597
Street Address	12555 TRINITY DR
City	CHARLOTTE HALL
State	MD
Zip	20622-3626
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AC
Legal Description	LOT 8 BLK C OLD SYCAMORE EST FMA
Legal Subdivision	OLD SYCAMORE ESTATES
Legal Block	C
Legal Lot Number	8
Jurisdiction	CHARLES MD
Township / Civil Division	4, ALLENS FRESH
Census Block Group	2
Census Block	2046
Census Tract	851301

Owner

12555 Trinity Dr, a rural home, is owned and occupied by two individuals who bought it in April 2024.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12555 TRINITY DR, CHARLOTTE HALL, MD 20622-3626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF THE CHESAPEAKE
Dec 21, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 7, 2021	Special Warranty Deed, Transfer · Commercial Mortgage COMMUNITY BANK OF THE CHESAPEAKE
Apr 15, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	Jun 7, 2021 · Amount on File
Deed Book / Page	13258 / 183
Prior Transfer Date	Mar 9, 2021
Prior Transfer Doc	0117550398
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 15, 2024
Property Address	12555 TRINITY DR, CHARLOTTE HALL, MD 20622-3626
Document Number	0132580183
Book / Page	13258 / 183
Map Reference	LB 20 FO 144
Instrument Date	Mar 18, 2024
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,649.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12555 TRINITY DR, CHARLOTTE HALL, MD 20622-3626

Mortgage

Document Number	0013258193
Date	Apr 15, 2024
Instrument	13258/193

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	12555 TRINITY DR, CHARLOTTE HALL, MD 20622-3626
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BUYERS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11940 LIMESTONE CT, SWAN POINT, MD 20645-2136

Mortgage

Document Number	0124040045
Date	Feb 18, 2022
Book Page	12404/45

Lender

Name	COMMUNITY BANK OF THE CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLES MD
Recording Date	Dec 21, 2021
Property Address	12555 TRINITY DR, CHARLOTTE HALL, MD 20622-3626
Document Number	0122900324
Book / Page	12290 / 324
Map Reference	LB 20 FO 144
Instrument Date	Sep 22, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11940 LIMESTONE CT, SWAN POINT, MD 20645-2136

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 7, 2021
Property Address	12555 TRINITY DR, CHARLOTTE HALL, MD 20622-3626
Document Number	0118650135
Book / Page	11865 / 135
Map Reference	LB 20 FO 144
Instrument Date	May 17, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,769.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7105 CORPORATE DR, 7105, PLANO, TX 75024-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11940 LIMESTONE CT, SWAN POINT, MD 20645-2136

Mortgage

Document Number	0011865143
Date	Jun 7, 2021
Instrument	11865/143

Lender

Name	COMMUNITY BANK OF THE CHESAPEAKE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 15, 2021
Property Address	12555 TRINITY DR, CHARLOTTE HALL, MD 20622-3626
Document Number	0117550398
Book / Page	11755 / 398
Map Reference	LB 20 FO 145
Instrument Date	Mar 9, 2021
Transaction Type	Foreclosure
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Tax	$2,738.70
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7105 CORPORATE DR, PLANO, TX 75024-4100
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12555 Trinity Dr was $11,571.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,300 (+8.77%) Land $123,300 Building $286,000	$409,300 (-) Land $123,300 Building $286,000
2025	$11,571.00	$376,300	$409,300 Land $123,300 Building $286,000
2023	$4,445.00	$310,300 Land $123,300 Building $187,000	$310,300 Land $123,300 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12555 Trinity Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12555 Trinity Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Trinity Dr

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