12554 Sunset Dr, Saint Louis, MO 63128 Property Records

St. Louis County property record for 12554 Sunset Dr, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,826 sqft · built 1989
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Oct 2024)
Tax Bill	$6,413 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28L-12-0431`

Property Details

APN / Parcel Number

Primary APN	`28L-12-0431`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,826 sqft Living Area
Gross Area	3,708 sqft
1st Floor Area	1,228 sqft
Basement Area	252 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	98 ft deep x 98 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	776 sqft
Porch	Slab
Porch Area	276 sqft
Deck Area	290 sqft
Patio Area	290 sqft
Balcony Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12554 SUNSET DR
City	SAINT LOUIS
State	MO
Zip	63128-2168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	KENNERLY PLACE LOT 25 28L120301 8 15 88
Legal Subdivision	KENNERLY PLACE
Legal Lot Number	25
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	3
Census Block	3001
Census Tract	221202

Owner

Source: St. Louis County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12554 SUNSET DR, SAINT LOUIS, MO 63128-2168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION
Nov 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 1, 2019	Deed of Trust, Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Prior Sale	May 24, 2013 · Amount on Record
Deed Document Number	2024449
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	12554 SUNSET DR, SAINT LOUIS, MO 63128-2168
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12554 SUNSET DR, SAINT LOUIS, MO 63128-2168

Mortgage

Document Number	2023062200515
Date	Jun 22, 2023
Instrument	2023062200515

Lender

Name	UNITED BANK OF UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	12554 SUNSET DR, SAINT LOUIS, MO 63128-2168
Transaction Type	Mortgage
Record Updated	Jan 26, 2023
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12554 SUNSET DR, SAINT LOUIS, MO 63128-2168

Mortgage

Document Number	2022110700351
Date	Nov 7, 2022
Instrument	2022110700351

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Oct 30, 2023

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	12554 SUNSET DR, SAINT LOUIS, MO 63128-2168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240641357
Date	May 27, 2020
Book Page	24064/1357
Instrument	2020052700009

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	12554 SUNSET DR, SAINT LOUIS, MO 63128-2168
Document Number	0237361762
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12554 SUNSET DR ST LOUIS MO 631282168, ST LOUIS, MO 63128-2168

Mortgage

Document Number	0237361762
Date	Oct 10, 2019
Book Page	023736/001762
Instrument	383

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,530 (+4.47%) Land $27,650 Building $77,880	$555,400 (+4.48%) Land $145,500 Building $409,900
2025	$6,413.00 (-6.02%)	$101,010 (-4%) Land $27,650 Building $73,360	$531,600 (-4.01%) Land $145,500 Building $386,100
2024	$6,824.00 (+0.25%)
2023	$6,807.00 (+2.33%)	$105,220 (+6.19%) Land $21,050 Building $84,170	$553,800 (+6.19%) Land $110,800 Building $443,000
2022	$6,652.00	$99,090 Land $15,070 Building $84,020
2021			$521,500 Land $79,300 Building $442,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	61 (1979–2019)
Claims Outside the SFHA	10 of 61
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 9 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims Severe Storms & Flooding, Sep 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Nearby Properties on Sunset Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures