Hamilton County property record for 12554 Scottish Bnd, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 6,053 sqft · built 2003 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,742 (2024) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-34-003-006.000-018 |
| Primary APN | 29-10-34-003-006.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 6,053 sqft Living Area |
| 1st Floor Area | 1,976 sqft |
| 2nd Floor Area | 1,705 sqft |
| Attic | Attic |
| Attic Area | 591 sqft |
| Basement Area | 1,781 sqft |
| Finished Basement | 1,781 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Dimensions | 228 ft deep x 116 ft wide |
| Garage Type | Attached |
| Garage Area | 891 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1610340003006000 |
|---|---|
| Street Address | 12554 SCOTTISH BND |
| City | CARMEL |
| State | IN |
| Zip | 46033-8811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .66, SECTION 34, TOWNSHIP 18, RANGE 4, LYNNWOOD, SECTION 2, LOT 40 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 34 |
| Legal Subdivision | LYNNWOOD |
| Legal Block | 2 |
| Legal Lot Number | 40 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 110912 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12554 SCOTTISH BND, CARMEL, IN 46033-8811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TUCKER MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2013 |
| Deed Sale | Jul 12, 2013 |
| Prior Sale | May 13, 2003 |
| Deed Document Number | 2013043457 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12554 SCOTTISH BND, CARMEL, IN 46033-8811 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12554 SCOTTISH BND, CARMEL, IN 46033-8811 |
| Document Number | 0000047931 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2025047931 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12554 SCOTTISH BND, CARMEL, IN 46033-8811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000057867 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020057867 |
| Name | TUCKER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46260 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $764,700 (+12.64%) Land $182,200 Building $582,500 | $764,700 (+12.64%) Land $182,200 Building $582,500 | |
| 2024 | $7,742.00 (-0.26%) | $678,900 (-0.82%) Land $182,200 Building $496,700 | $678,900 (-0.82%) Land $182,200 Building $496,700 |
| 2023 | $7,762.00 (+4.43%) Homeowner's exemption | $684,500 (+5.37%) Land $182,200 Building $502,300 | $684,500 (+5.37%) Land $182,200 Building $502,300 |
| 2022 | $7,433.00 Homeowner's exemption | $649,600 Land $141,600 Building $508,000 | $649,600 Land $141,600 Building $508,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 33 (2005–2026) |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures