12554 Ridgedale Dr, Allendale, MI 49401 Property Records

Ottawa County property record for 12554 Ridgedale Dr, Allendale, MI 49401

Property Summary

Property Type	Condominium
Details	3.5 ba · 1,894 sqft · built 2021
Lot Size	1.44 acres (63,075 sqft)
Owner	Individual Name on File
Last Sale	$99,900 (Mar 2020)
Tax Bill	$10,189 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-09-14-276-001`

Property Details

APN / Parcel Number

Primary APN	`70-09-14-276-001`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,894 sqft Living Area
1st Floor Area	1,894 sqft
Basement Area	1,894 sqft
Unfinished Basement	1,894 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Lot Area	63,075 sqft (1.44 acres)
Garage Area	992 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12554 RIDGEDALE DR
City	ALLENDALE
State	MI
Zip	49401-7712
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	UNIT 12 TRADERS VIEW CONDOMINIUMS AS RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2019-0042573 CONDOMINIUM SUBDIVISION PLAN NO 677 SEC 11, 12, 14 T7N R14W
Legal Range	14W
Legal Township	07N
Legal Section	01
Legal Subdivision	CONDOMINIUM SUBD
Legal Unit	12
Jurisdiction	OTTAWA MI
Township / Civil Division	ALLENDALE
Census Block Group	2
Census Block	2002
Census Tract	24300

Owner

12554 Ridgedale Dr, a condominium, is owned and occupied by an individual who bought it in March 2020.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	12554 RIDGEDALE DR, ALLENDALE, MI 49401-7712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Feb 12, 2020	Quit Claim Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Mar 5, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Deed Document Number	20208593
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	0000005712
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	12554 RIDGEDALE DR, ALLENDALE, MI 49401-7712
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6138 KINGSBURY CT, ALLENDALE, MI 49401-7419

Mortgage

Document Number	20210050852
Date	Oct 12, 2021
Instrument	2021-0050852

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Nov 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Feb 12, 2020
Property Address	12554 RIDGEDALE DR, ALLENDALE, MI 49401-7712
Document Number	20200005712
Map Reference	DOC 2019-0042573
Instrument Date	Jan 31, 2020
Instrument	2020-0005712
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11304 EDGEWATER DR, 11304, ALLENDALE, MI 49401-8499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11304 EDGEWATER DR STE P, P, ALLENDALE, MI 49401-8499

Mortgage

Document Number	20200005713
Date	Feb 12, 2020
Instrument	2020-0005713

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.61%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.61%
Index	1-Year LIBOR
Max Rate	8.61%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 5, 2020
Property Address	12554 RIDGEDALE DR, ALLENDALE, MI 49401-7712
Document Number	20200008593
Map Reference	DOC 2019-0042573
Instrument Date	Jan 31, 2020
Instrument	2020-0008593
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11304 EDGEWATER DR, 11304, ALLENDALE, MI 49401-8499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6138 KINGSBURY CT, ALLENDALE, MI 49401-7419

Tax Assessment & Valuation

The 2025 property tax bill for 12554 Ridgedale Dr was $10,189 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Allendale Charter Township
Unified School District	Allendale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,300	$680,600
2025	$10,189.00
2023		$287,400	$574,800
2022	$3,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12554 Ridgedale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12554 Ridgedale Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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