12554 Cara Cara Loop, Bradenton, FL 34212 Property Records

Manatee County property record for 12554 Cara Cara Loop, Bradenton, FL 34212 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,280 sqft · built 2004
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Jun 2026)
Tax Bill	$8,082 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5548-1265-9`

Property Details

APN / Parcel Number

Primary APN	`5548-1265-9`
Alternative APNs	`341928554812659` `0554812659`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,280 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	2,280 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces
Pool Area	338 sqft
Porch	Screened Porch
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0554812659
Street Address	12554 CARA CARA LOOP
City	BRADENTON
State	FL
Zip	34212-2947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 UNIT B GREYHAWK LANDING PHASE 2 PI#5548.1265/9
Legal Range	19E
Legal Township	34S
Legal Section	28
Legal Subdivision	GREYHAWK LANDING PHASE 2
Legal Tract	00554801
Legal Block	B
Legal Lot Number	13
Legal Unit	B
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	3
Census Block	3000
Census Tract	2018

Owner

Source: Manatee County records · APN 5548-1265-9

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12554 CARA CARA LOOP, BRADENTON, FL 34212-2947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK
Dec 04, 2025	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 30, 2023	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 16, 2023	Deed of Trust, Mortgage · Balloon Mortgage FRIDAY SUNSET LLC
Apr 13, 2023	Special Warranty Deed, Transfer · Balloon Mortgage ERNST S MEYER IRA 8007753

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Nov 30, 2023 · Amount on Record
Deed Document Number	202673835
Prior Transfer Date	Jul 08, 2008
Prior Transfer Doc	0022670766
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 26, 2026
Property Address	12554 CARA CARA LOOP, BRADENTON, FL 34212-2947
Document Number	0000073835
Instrument Date	Jun 22, 2026
Instrument	202673835
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$473,690.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12554 CARA CARA LOOP, BRADENTON, FL 34212-2947

Mortgage

Document Number	0000073836,
Date	Jun 26, 2026
Instrument	202673836

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	12554 CARA CARA LOOP, BRADENTON, FL 34212-2947
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12554 CARA CARA LOOP, BRADENTON, FL 34212-2947

Mortgage

Document Number	0041145441
Date	Dec 04, 2025
Instrument	202541145441

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 30, 2023
Property Address	12554 CARA CARA LOOP, BRADENTON, FL 34212-2947
Document Number	0041127083
Map Reference	MB 40 PG 121-131
Instrument Date	Nov 28, 2023
Instrument	202341127083
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	PROPERTIES TITLE, PROPERTIES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 752, DUNEDIN, FL 34697-0752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12554 CARA CARA LOOP, BRADENTON, FL 34212-2947

Mortgage

Document Number	0041127084
Date	Nov 30, 2023
Instrument	202341127084

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	12554 CARA CARA LOOP, BRADENTON, FL 34212-2947
Transaction Type	Mortgage
Record Updated	Jun 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 752, DUNEDIN, FL 34697-0752

Mortgage

Document Number	0041051875
Date	May 16, 2023
Instrument	202341051875

Lender

Name	FRIDAY SUNSET LLC
Type	Non-Lending Institution
Address	SARASOTA, FL 34230

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 13, 2023
Property Address	12554 CARA CARA LOOP, BRADENTON, FL 34212-2947
Document Number	0041038287
Map Reference	MB 40 PG 121-129
Instrument Date	Apr 12, 2023
Instrument	202341038287
Transaction Type	Transfer
Record Updated	May 03, 2023
Title Company	TITLE & ABSTRACT AGCY OF AME

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 752, DUNEDIN, FL 34697-0752

Mortgage

Document Number	0041039615
Date	Apr 18, 2023
Instrument	202341039615

Lender

Name	ERNST S MEYER IRA 8007753
Type	Non-Lending Institution
Address	LARGO, FL 33773

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$451,754 (-16.91%)	$479,843 (-11.75%) Land $64,600 Building $415,243
2024	$8,082.00 (-7.79%)
2023	$8,765.00 (+9.44%)	$543,703 (+15.5%) Land $56,100 Building $487,603	$543,703 (+15.5%) Land $56,100 Building $487,603
2022	$8,009.00	$470,745 Land $55,000 Building $415,745	$470,745 Land $55,000 Building $415,745

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810020183, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 96 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024, rainfall accumulation, Hurricane Debby

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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