12552 Charing Cross Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 12552 Charing Cross Rd, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,653 sqft · built 1977
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,170 (2024)
Deeds & Mortgages	Jun 2017 Transfer Mar 2017 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-203-065.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-203-065.000-018`
Alternative APN	`1610320203065000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
1st Floor Area	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	143 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1610320203065000
Street Address	12552 CHARING CROSS RD
City	CARMEL
State	IN
Zip	46033-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, BROOKSHIRE VILLAGE, REPLAT INFORMATION: REPLAT, SECTION 1, LOT 4
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	BROOKSHIRE VILLAGE
Legal Block	1
Legal Lot Number	4
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3001
Census Tract	111003

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12552 CHARING CROSS RD, CARMEL, IN 46033-3130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2017	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Mar 31, 2017
Last Transfer Date	Jun 9, 2017
Transfer Doc	0000026644
Record Updated	Jun 8, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 9, 2017
Property Address	12552 CHARING CROSS RD, CARMEL, IN 46033-3130
Document Number	0000026644
Instrument Date	Jun 5, 2017
Instrument	26644
Transaction Type	Transfer
Record Updated	Jun 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12552 CHARING CROSS RD CARMEL IN 460333130, CARMEL, IN 46033-3130

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Mar 31, 2017
Property Address	12552 CHARING CROSS RD, CARMEL, IN 46033-3130
Document Number	2017014015
Map Reference	MB6 PG69
Instrument Date	Mar 23, 2017
Instrument	2017014015
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12552 CHARING CROSS RD, 12552, CARMEL, IN 46033-3130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12552 CHARING CROSS RD, CARMEL, IN 46033-3130

Mortgage

Document Number	2017014016
Date	Mar 31, 2017
Instrument	2017014016

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000014017
Date	Mar 31, 2017
Instrument	2017014017

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$321,100 (+6.36%) Land $98,600 Building $222,500	$321,100 (+6.36%) Land $98,600 Building $222,500
2024	$3,170.00 (+5.95%)	$301,900 (+2.2%) Land $98,600 Building $203,300	$301,900 (+2.2%) Land $98,600 Building $203,300
2023	$2,992.00 (+1.77%)	$295,400 (+11.77%) Land $85,100 Building $210,300	$295,400 (+11.77%) Land $85,100 Building $210,300
2022	$2,940.00	$264,300 Land $85,100 Building $179,200	$264,300 Land $85,100 Building $179,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Most Recent Claim	Nov 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charing Cross Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures