12551 Raymond Dr, Wright City, MO 63390 Property Records

Warren County property record for 12551 Raymond Dr, Wright City, MO 63390

Property Summary

Property Type	Rural Home
Details	3 ba · 3,038 sqft · built 2022
Lot Size	17.5 acres (764,914 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,300 (Sep 2020)
Tax Bill	$5,899 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-15.0-0-00-001.007.000`

Property Details

APN / Parcel Number

Primary APN	`11-15.0-0-00-001.007.000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,038 sqft Living Area
Basement Area	2,438 sqft
Finished Basement	2,078 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	764,914 sqft (17.5 acres)
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	616 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12551 RAYMOND DR
City	WRIGHT CITY
State	MO
Zip	63390-5701
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NE1/4 NE1/4 SEC 15 T46N R1W
Legal Range	01W
Legal Township	46N
Legal Section	15
Jurisdiction	WARREN MO
Township / Civil Division	HICKORY GROVE
Census Block Group	2
Census Block	2010
Census Tract	820201

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	766 MIDLAND AVE, MARYLAND HEIGHTS, MO 63043-1757
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Oct 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES BANK & TRUST CO
Sep 28, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK & TRUST CO
Dec 19, 2017	Warranty Deed, Transfer · Conventional Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Aug 13, 2020
Deed Document Number	20207207
Prior Transfer Date	Sep 19, 2006
Prior Transfer Doc	0200608329
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	12551 RAYMOND DR, WRIGHT CITY, MO 63390-5701
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202110512
Date	Dec 9, 2021
Instrument	202110512

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2023

Interest

Rate Type	Adjustable Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	12551 RAYMOND DR, WRIGHT CITY, MO 63390-5701
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202206926
Date	Oct 7, 2022
Instrument	202206926

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Sep 28, 2020
Property Address	12551 RAYMOND DR, WRIGHT CITY, MO 63390-5701
Document Number	0202007207
Instrument Date	Sep 15, 2020
Instrument	202007207
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 MIDLAND AVE, MARYLAND HEIGHTS, MO 63043-1757

Mortgage

Document Number	0202007208
Date	Sep 28, 2020
Instrument	202007208

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Dec 19, 2017
Property Address	12551 RAYMOND DR, WRIGHT CITY, MO 63390-5701
Document Number	0201707626
Instrument Date	Dec 14, 2017
Instrument	201707626
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6001 LEONA ST, SAINT LOUIS, MO 63116-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1406 GREENING LN, SAINT LOUIS, MO 63122-2328

Mortgage

Document Number	0201707627
Date	Dec 19, 2017
Instrument	201707627

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Unified School District	Wright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,899.00	$93,994 (+12.94%) Land $6,746 Building $87,248	$495,840 (+12.91%) Land $36,640 Building $459,200
2024	$5,899.00 (+15.21%)	$83,224 (-) Land $6,013 Building $77,211
2023	$5,120.00 (+1,388.37%)	$83,224 (+1,387.47%) Land $6,013 Building $77,211	$439,152 (+1,336.08%) Land $32,780 Building $406,372
2022	$344.00	$5,595 Land $5,595
2021			$30,580 Land $30,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 WARREN serves 1,192 people · EPA ID MO6024629
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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