12551 Alabama St E, Elberta, AL 36530 Property Records

Baldwin County property record for 12551 Alabama St E, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1985
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Apr 2023)
Tax Bill	$288 (2026)
Deeds & Mortgages	Apr 2023 Sale Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-09-29-2-000-063.001`

Property Details

APN / Parcel Number

Primary APN	`53-09-29-2-000-063.001`
Alternative APNs	`525993` `285780` `51641`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Heated Area
1st Floor Area	1,092 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	525993
Street Address	12551 ALABAMA ST E
City	ELBERTA
State	AL
Zip	36530-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100' X 140' THE S 100' OF LOT 2 SURREY'S ADDITION TO THE TOWN OF ELBERTA LESS R/W RP151 PG1230 SEC 29-T7S-R5E
Legal Subdivision	SURREYS ADDN ELBERTA
Legal Lot Number	2
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	2
Census Block	2037
Census Tract	11601

Owner

12551 Alabama St E is owned and occupied by an individual who bought it in April 2023.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12551 ALABAMA ST E, ELBERTA, AL 36530-2621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Correction Deed
Apr 3, 2023	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2023 · Amount on File
Deed Sale	Apr 19, 2023 · Amount on File
Prior Sale	Apr 3, 2023 · Amount on File
Deed Document Number	20232058587
Prior Transfer Date	Oct 24, 2011
Prior Transfer Doc	0001309969
Record Updated	Oct 29, 2026

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 19, 2023
Property Address	12551 ALABAMA ST E, ELBERTA, AL 36530-2621
Document Number	0002058587
Map Reference	SL 335-B
Instrument Date	Apr 18, 2023
Instrument	2058587
Record Updated	May 2, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 904, GULF SHORES, AL 36547-0904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12551 ALABAMA ST E, ELBERTA, AL 36530-2621

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 3, 2023
Property Address	12551 ALABAMA ST E, ELBERTA, AL 36530-2621
Document Number	0002055365
Map Reference	MB 5 PG 18
Instrument Date	Mar 31, 2023
Instrument	2055365
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 904, GULF SHORES, AL 36547-0904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12551 E OEABANA ST, ELBERTA, AL 36530

Mortgage

Document Number	0002055366
Date	Apr 3, 2023
Instrument	2055366

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 12551 Alabama St E was $288 with a homeowner's exemption, down 2.4% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Elberta Town
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$288.00 (-2.37%) Homeowner's exemption
2025	$295.00	$12,160 Land $2,980 Building $9,180	$121,400 Land $29,700 Building $91,700
2023	$768.00 (+24.68%)	$27,440 (+24.61%)	$137,200 (+24.61%) Land $34,200 Building $103,000
2022	$616.00 (+29.14%)	$22,020	$110,100 Land $30,800 Building $79,300
2021	$477.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12551 Alabama St E in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	47 (1995–2021)
Claims Outside the SFHA	30 of 47
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12551 Alabama St E is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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