12550 Wells Rd, Covington, LA 70433 Property Records

St. Tammany Parish property record for 12550 Wells Rd, Covington, LA 70433

Property Summary

Property Type	Manufactured or Modular Home
Details	2,521 sqft · built 2021
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Dec 2018)
Tax Bill	$3,172 (2025)
Deeds & Mortgages	Jun 2020 Construction Loan Dec 2018 Sale & Mortgage + 1 more
APN	`103-003-2263`

Property Details

APN / Parcel Number

Primary APN	`103-003-2263`
Alternative APN	`1349`

Interior

Building Area	2,521 sqft Living Area

Exterior

Year Built	Built 2021
Architectural Style	Modular
Lot Area	74,052 sqft (1.7 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	103-003-2263
Street Address	12550 WELLS RD
City	COVINGTON
State	LA
Zip	70433-0873
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	SEC 34 6 10 PARCEL MEAS 199.93 (200) X 369.3 (370) X 199.7 (200) X 368.74 (370)
Legal Range	10
Legal Township	06
Legal Section	34
Legal Subdivision	WELLS RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1035
Census Tract	40308

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12550 WELLS RD, COVINGTON, LA 70433-0873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage · Construction Mortgage GULF COAST BANK & TRUST CO
Dec 20, 2018	Cash Sale Deed, Transfer · Conventional Mortgage CITIZENS SAVINGS BANK
Dec 20, 2018	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on Record
Deed Sale	Dec 20, 2018 · Amount on Record
Prior Sale	Dec 20, 2018
Deed Document Number	2140349
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	12550 WELLS RD, COVINGTON, LA 70433-0873
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002211473
Date	Jun 23, 2020
Instrument	2211473

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

December 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Dec 20, 2018
Property Address	12550 WELLS RD, COVINGTON, LA 70433-0873
Document Number	0002140349
Instrument Date	Dec 19, 2018
Instrument	2140349
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14400 LAKE TAHOE DR, COVINGTON, LA 70433-6951

Mortgage

Document Number	0002140350
Date	Dec 20, 2018
Instrument	2140350

Lender

Name	CITIZENS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Dec 20, 2018
Property Address	12550 WELLS RD, COVINGTON, LA 70433-0873
Document Number	0002140346
Instrument Date	Dec 17, 2018
Instrument	2140346
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70238 9TH ST, COVINGTON, LA 70433-5341

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,172.00 (-3.47%) Homeowner's exemption	$35,627 (-) Land $3,000 Building $32,627	$356,275 (-) Land $30,001 Building $326,274
2024	$3,286.00 (+4.42%) Homeowner's exemption	$35,627 (+17.36%) Land $3,000 Building $32,627	$356,275 (+17.36%) Land $30,001 Building $326,274
2023	$3,147.00 Homeowner's exemption	$30,357 (-) Land $3,000 Building $27,357	$303,574 (-1.62%) Land $30,000 Building $273,574
2022	$3,147.00 Homeowner's exemption	$30,357 Land $3,000 Building $27,357	$308,574 Land $35,000 Building $273,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 598 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	598 in force
Nearby Flood Claims	87 (2015–2023)
Claims Outside the SFHA	21 of 87
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 13 claims Severe Storms And Flooding, Aug 2016 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 93% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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