12550 Harmon Rd, Pickerington, OH 43147 Property Records

Fairfield County property record for 12550 Harmon Rd, Pickerington, OH 43147

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,548 sqft · built 1966
Lot Size	0.672 acres (29,251 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Dec 2025)
Tax Bill	$11,725 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-60098-400`

Property Details

APN / Parcel Number

Primary APN	`03-60098-400`
Alternative APN	`0046 03014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	1,988 sqft
1st Floor Area	1,548 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	29,251 sqft (0.672 acres)
Lot Dimensions	225 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	180 sqft
Shed	1 Shed
Shed Area	140 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12550 HARMON RD
City	PICKERINGTON
State	OH
Zip	43147-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTCHESTER SEC 1 LOT 14
Legal Subdivision	EASTCHESTER
Legal Lot Number	14
Jurisdiction	FAIRFIELD OH
Township / Civil Division	VIOLET
Census Block Group	2
Census Block	2006
Census Tract	32902

Owner

12550 Harmon Rd is owned by two individuals who bought it in December 2025.

Source: Fairfield County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 39068, SOLON, OH 44139-0068
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 29, 2025	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC
Dec 19, 2025	Survivorship Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	May 12, 2015 · Amount on File
Deed Document Number	202522046
Prior Transfer Date	Mar 5, 2003
Prior Transfer Doc	0000010519
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	12550 HARMON RD, PICKERINGTON, OH 43147-9216
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12550 HARMON RD, PICKERINGTON, OH 43147-9216

Mortgage

Document Number	0000014531
Date	Sep 2, 2025
Instrument	202500014531

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	12550 HARMON RD, PICKERINGTON, OH 43147-9216
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014374
Date	Aug 29, 2025
Instrument	202500014374

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	555 OFFICENTER PL, GAHANNA, OH 43230

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Dec 19, 2025
Property Address	12550 HARMON RD, PICKERINGTON, OH 43147-9216
Document Number	0000022046
Map Reference	MB 9 PG 33
Instrument Date	Dec 19, 2025
Instrument	202500022046
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	LEADERS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 39068, SOLON, OH 44139-0068

Mortgage

Document Number	0000022047
Date	Dec 19, 2025
Instrument	202500022047

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.19%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.19%
Max Rate At Change	8.19%
Index	Prime Rate
Max Rate	12.1%

Tax Assessment & Valuation

The 2025 property tax bill for 12550 Harmon Rd was $11,725.

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
County Subdivision	Violet Township
Unified School District	Pickerington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,725.00	$98,950 (+28.96%) Land $29,100 Building $69,850	$282,720 Land $83,150 Building $199,570
2024		$76,730 (-) Land $16,790 Building $59,940
2023	$3,572.00 Homeowner's exemption	$76,730 (-) Land $16,790 Building $59,940
2022	Homeowner's exemption	$76,730 Land $16,790 Building $59,940	$219,230 Land $47,970 Building $171,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12550 Harmon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12550 Harmon Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD COUNTY UTILITIES PWS serves 19,113 people · EPA ID OH2301912
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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