12550 E Red Cloud Ln, Prescott Valley, AZ 86315 Property Records

Yavapai County property record for 12550 E Red Cloud Ln, Prescott Valley, AZ 86315

Property Summary

Property Type	Single Family Home
Details	3,030 sqft · built 2020
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Jun 2019)
Tax Bill	$5,228 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`401-15-005H`

Property Details

APN / Parcel Number

Primary APN	`401-15-005H`
Alternative APN	`40115005H7`

Interior

Stories	1 Story
Building Area	3,030 sqft Living Area
Gross Area	4,344 sqft
1st Floor Area	3,030 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	1,314 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	1,828 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	40115005H7
Street Address	12550 E RED CLOUD LN
City	PRESCOTT VALLEY
State	AZ
Zip	86315-0149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE VIEW PER LS 2016-0042561, A RECTANGULAR PORTION OF LOT 5, NW PARCEL CORNER APPROX 608 FT EAST & 859 FT SOUTH OF THE NW CORN ER OF LOT 5
Legal Range	01E
Legal Township	15
Legal Section	15
Legal Subdivision	SADDLE VIEW
Legal Lot Number	5
Jurisdiction	YAVAPAI AZ
Township / Civil Division	MINGUS MOUNTAIN
Census Block Group	1
Census Block	1001
Census Tract	1904

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12550 E RED CLOUD LN, PRESCOTT VALLEY, AZ 86315-0149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jun 2, 2020	Deed of Trust, Mortgage SCOTT A GOULD
Jun 13, 2019	Warranty Deed, Transfer YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	201929172
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	12550 E RED CLOUD LN, PRESCOTT VALLEY, AZ 86315-0149
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 SOLANO DR, PRESCOTT, AZ 86301-1519

Mortgage

Document Number	0000039727
Date	Jun 2, 2021
Instrument	2021-0039727

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	12550 E RED CLOUD LN, PRESCOTT VALLEY, AZ 86315-0149
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011091
Date	Feb 23, 2022
Instrument	2022-0011091

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	9425 N SOLANA WAY, PRESCOTT VALLEY, AZ 86315-1002
Document Number	0000029816
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4118 W QUESTA DR GLENDALE AZ 853103222, GLENDALE, AZ 85310-3222

Mortgage

Document Number	0000029816
Date	Jun 2, 2020
Instrument	29816

Lender

Name	SCOTT A GOULD
Address	PO BOX 97485, PHOENIX, AZ 85060-7485

Agreement

Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jun 13, 2019
Property Address	9425 N SOLANA WAY, PRESCOTT VALLEY, AZ 86315-1002
Document Number	0000029172
Instrument Date	Jun 4, 2019
Instrument	29172
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	YAVAPAI TITLE AGENCY INC, YAVAPAI TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4118 W QUESTA DR GLENDALE AZ 853103222, GLENDALE, AZ 85310-3222

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Unified School District	Humboldt Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$93,158 (+1.64%)	$931,583 (+1.64%) Land $106,804 Building $824,779
2025	$5,228.00 (+253.72%)	$91,651 Land $10,046 Building $81,605	$916,515 Land $100,461 Building $816,054
2022	$1,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	6 (2011–2021)
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 51% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mile High Networks Fixed Wireless	1,000 / 1,000
Bolt Internet Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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