1255 Surrey Loop, Foley, AL 36535 Property Records

Baldwin County property record for 1255 Surrey Loop, Foley, AL 36535 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,860 sqft · built 2020
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Aug 2023)
Tax Bill	$947 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`54-04-20-3-000-003.054`

Property Details

APN / Parcel Number

Primary APN	`54-04-20-3-000-003.054`
Alternative APNs	`378400` `370393` `534339`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,860 sqft Heated Area
1st Floor Area	1,860 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	534339
Street Address	1255 SURREY LOOP
City	FOLEY
State	AL
Zip	36535-1583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 CYPRESS GATES SUB PHASE 1-B SLIDE 2644-D & E
Legal Subdivision	CYPRESS GATES PH 1-B
Legal Phase	1
Legal Lot Number	27
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2001
Census Tract	11501

Owner

Source: Baldwin County records · APN 54-04-20-3-000-003.054

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1255 SURREY LOOP, FOLEY, AL 36535-1583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Aug 25, 2023	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Sep 01, 2020	Deed of Trust, Mortgage · FHA Mortgage DSLD MTG LLC
Sep 02, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage DSLD MTG LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Sep 02, 2020 · Amount on Record
Deed Document Number	20232082580
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	1255 SURREY LOOP, FOLEY, AL 36535-1583
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 SURREY LOOP, FOLEY, AL 36535-1583

Mortgage

Document Number	0002238319
Date	Feb 26, 2026
Instrument	2238319

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 25, 2023
Property Address	1255 SURREY LOOP, FOLEY, AL 36535-1583
Document Number	0002082580
Map Reference	SL 2644-D
Instrument Date	Aug 25, 2023
Instrument	2082580
Transaction Type	Transfer
Record Updated	Sep 06, 2023
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1255 SURREY LOOP, FOLEY, AL 36535-1583

Mortgage

Document Number	0002082581
Date	Aug 25, 2023
Instrument	2082581

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	1255 SURREY LOOP, FOLEY, AL 36535-1583
Document Number	0001855203
Instrument Date	Sep 01, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1255 SURREY LOOP FOLEY AL 365351583, FOLEY, AL 36535-1583

Mortgage

Document Number	0001855203
Date	Sep 02, 2020
Instrument	1855203

Lender

Name	DSLD MTG LLC
Address	BATON ROUGE, LA 70809

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 02, 2020
Property Address	1255 SURREY LOOP, FOLEY, AL 36535-1583
Document Number	0001855202
Instrument Date	Sep 01, 2020
Instrument	1855202
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 01, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1255 SUNEY LOOP FOLEY AL 36535, FOLEY, AL 36535

Mortgage

Document Number	1855203
Date	Sep 02, 2020
Instrument	1855203

Lender

Name	DSLD MTG LLC
Address	BATON ROUGE, LA 70809

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$947.00 (+29.55%)	$36,480 (+15.22%) Land $4,800 Building $31,680	$364,700 (+15.19%) Land $47,900 Building $316,800
2023	$731.00 (+24.32%) Homeowner's exemption Senior Citizen's exemption	$31,660 (+20.47%)	$316,600 (+20.52%) Land $45,400 Building $271,200
2022	$588.00 (-1.01%) Homeowner's exemption Senior Citizen's exemption	$26,280	$262,700 Land $46,400 Building $216,300
2021	$594.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030115012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1979–2020)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2020, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 418 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
Brightspeed	Fiber	2,000 / 2,000
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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