1255 Ralph Rd, Cook, MN 55723 Property Records

St. Louis County property record for 1255 Ralph Rd, Cook, MN 55723

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 560 sqft · built 2021
Lot Size	31.6 acres (1,378,674 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Jul 2019)
Tax Bill	$1,032 (2026)
Deeds & Mortgages	Jul 2019 Sale Jan 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`350-0010-05900`

Property Details

APN / Parcel Number

Primary APN	`350-0010-05900`
Alternative APN	`880321`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	560 sqft Gross Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,378,674 sqft (31.6 acres)

Exterior Amenities

Deck Area	Deck Area
Storage Building	144 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	880321
Street Address	1255 RALPH RD
City	COOK
State	MN
Zip	55723
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	FAM
Legal Description	LOT 1 EX COMM AT NE COR OF LOT 1 THENCES00DEG10'14"W ALONG E LINE 1279.21 FT TO PTOF BEG THENCE N89DEG59'41"W 360.41 FT
Legal Range	19W
Legal Township	62N
Legal Section	36
Legal Subdivision	FIELD TOWN OF
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	FIELD
Census Block Group	1
Census Block	1128
Census Tract	15100

Owner

1255 Ralph Rd, a residential property, is owned by an individual who bought it in July 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7363 SAND LAKE RD, BRITT, MN 55710-8366
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2019	Warranty Deed, Transfer NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO
Jan 29, 2018	Deed with Mortgage, Construction Loan · Construction Mortgage DALE J & MARGARET A RINNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Prior Sale	Jan 29, 2018 · Amount on File
Deed Document Number	20191358166
Prior Transfer Date	Apr 2, 2004
Prior Transfer Doc	0000953661
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 8, 2019
Property Address	MN
Document Number	00A1358166
Instrument Date	Jul 3, 2019
Instrument	A1358166
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount on Record
Tax	$178.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7363 SAND LAKE RD BRITT MN 557108366, BRITT, MN 55710-8366

January 2018: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	ST LOUIS MN
Recording Date	Jan 29, 2018
Property Address	MN
Instrument Date	Jan 26, 2018
Instrument	A1326727
Transaction Type	Construction Loan
Record Updated	Feb 12, 2018
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.29
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7363 SAND LAKE RD BRITT MN 557108366, BRITT, MN 55710-8366

Mortgage

Document Number	00A1326727
Date	Jan 29, 2018
Instrument	A1326727

Lender

Name	DALE J & MARGARET A RINNE
Address	9203 MIKKILA RD, ANGORA, MN 55703-8245
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 28, 2019

Interest

Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 1255 Ralph Rd was $1,032, up 5.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Field Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,032.00 (+5.52%)
2025	$978.00 (+21.04%)	$118,000 (+14.45%) Land $65,100 Building $52,900	$118,000 (+14.45%) Land $65,100 Building $52,900
2024	$808.00 (+11.91%)	$103,100 Land $67,800 Building $35,300	$103,100 Land $67,800 Building $35,300
2023	$722.00
2022		$68,500 (+22.98%) Land $55,800 Building $12,700	$68,500 (+22.98%) Land $55,800 Building $12,700
2021		$55,700 Land $55,700	$55,700 Land $55,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1255 Ralph Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1255 Ralph Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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