1255 Pack Rd, White Bluff, TN 37187 Property Records

Dickson County property record for 1255 Pack Rd, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,629 sqft · built 1996
Lot Size	12.5 acres (546,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,000 (Oct 2013)
Tax Bill	$2,043 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`022059 00900`

Property Details

APN / Parcel Number

Primary APN	`022059 00900`
Alternative APN	`059 00900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,629 sqft Living Area
1st Floor Area	1,629 sqft
Basement Area	1,620 sqft
Finished Basement	720 sqft
Unfinished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	546,242 sqft (12.5 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1255 PACK RD
City	WHITE BLUFF
State	TN
Zip	37187-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 14, COUNTY AREA: H01
Jurisdiction	DICKSON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1001
Census Tract	60300

Owner

Source: Dickson County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1255 PACK RD, WHITE BLUFF, TN 37187-4413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRIORITY LENDING
Oct 19, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 25, 2017	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICA SAVINGS BANK
Feb 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2013 · Amount on Record
Deed Sale	Oct 15, 2013 · Amount on Record
Prior Sale	Apr 11, 2011 · Amount on Record
Deed Document Number	2013241725
Deed Book / Page	1163 / 874
Last Transfer Date	Oct 14, 2019
Transfer Doc	V1424940
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Recording Date	Jul 7, 2026
Property Address	1255 PACK RD, WHITE BLUFF, TN 37187-4413
Document Number	0000388596
Book / Page	1613 / 2692
Instrument Date	Jul 1, 2026
Instrument	2026388596
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 PACK RD, WHITE BLUFF, TN 37187-4413

Mortgage

Document Number	0000388596,
Date	Jul 7, 2026
Book Page	1613/2692
Instrument	2026388596

Lender

Name	PRIORITY LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Oct 19, 2023
Property Address	1255 PACK RD, WHITE BLUFF, TN 37187-4413
Document Number	00V1564128
Book / Page	V1564 / 128
Instrument Date	Oct 19, 2023
Instrument	358463
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	GATEWAY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 PACK RD, WHITE BLUFF, TN 37187-4413

Mortgage

Document Number	00V1564131
Date	Oct 19, 2023
Book Page	V1564/131
Instrument	358464

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	1255 PACK RD, WHITE BLUFF, TN 37187-4413
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00V1492129
Date	Feb 22, 2021
Book Page	V1492/129
Instrument	323793

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	137 Months
Due	Jul 1, 2032

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	1255 PACK RD, WHITE BLUFF, TN 37187-4413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V1293987
Date	May 25, 2017
Book Page	V1293/987
Instrument	277041

Lender

Name	NORTH AMERICA SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DICKSON TN
Recording Date	Feb 27, 2020
Property Address	1255 PACK RD, WHITE BLUFF, TN 37187-4413
Document Number	V1424940
Book / Page	001424 / 000940
Instrument Date	Oct 14, 2019
Instrument	309782
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 PACK RD WHITE BLUFF TN 371874413, WHITE BLUFF, TN 37187-4413

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,043.00 (+48.15%)	$120,875 (+105.92%) Land $35,850 Building $85,025
2024			$483,500 (+105.92%) Land $143,400 Building $340,100
2022	$1,379.00	$58,700 Land $8,775 Building $49,925	$234,800 Land $35,100 Building $199,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1998–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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