Tulsa County property record for 12548 E 38th St, Tulsa, OK 74146
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,754 sqft · built 1976 |
| Lot Size | 0.223 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Mar 2021) |
| Tax Bill | $2,706 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Sep 2025 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76510-94-20-32890 |
| Primary APN | 76510-94-20-32890 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,754 sqft Living Area |
| Basement Area | 1,754 sqft |
| Laundry Room | Laundry Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,757 sqft (0.223 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 269 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R76510942032890 |
|---|---|
| Street Address | 12548 E 38TH ST |
| City | TULSA |
| State | OK |
| Zip | 74146-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | LT 10 BLK 7 |
| Legal Range | 14E |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Quarter | SE |
| Legal Subdivision | PARK PLAZA EAST II |
| Legal Block | 7 |
| Legal Lot Number | 10 |
| Jurisdiction | TULSA OK |
| Township / Civil Division | TULSA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 9006 |
Source: Tulsa County records · APN 76510-94-20-32890
Assessment roll updated October 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12548 E 38TH ST, TULSA, OK 74146-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2025 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Sep 12, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNICATION FCU |
| Mar 16, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on Record |
| Deed Sale | Mar 16, 2021 · Amount on Record |
| Prior Sale | Jun 29, 2015 · Amount on Record |
| Deed Document Number | 2021029651 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TULSA OK |
| Property Address | 12548 E 38TH ST, TULSA, OK 74146-3215 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 12548 E 38TH ST, TULSA, OK 74146-3215 |
| Document Number | 0000041047 |
|---|---|
| Date | May 15, 2025 |
| Instrument | 2025041047 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TULSA OK |
| Property Address | 12548 E 38TH ST, TULSA, OK 74146-3215 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000081090 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 2025081090 |
| Name | COMMUNICATION FCU |
|---|---|
| Type | Credit Union |
| Address | OKLAHOMA CITY, OK 73116 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TULSA OK |
| Recording Date | Mar 16, 2021 |
| Property Address | 12548 E 38TH ST, TULSA, OK 74146-3215 |
| Document Number | 0000029651 |
| Map Reference | PL 3481 |
| Instrument Date | Mar 05, 2021 |
| Instrument | 2021029651 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | TRICO TITLE COMPANY, FRISCO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12548 E 38TH ST, TULSA, OK 74146-3215 |
| Document Number | 0000029652 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021029652 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Tulsa County records · Assessment roll updated October 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Tulsa County |
| Municipality | Tulsa City |
| Unified School District | Union Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,706.00 (+6.41%) Homeowner's exemption | $20,035 (+6.42%) Land $2,668 Building $17,367 | $217,900 (+8.82%) Land $29,017 Building $188,883 |
| 2023 | $2,543.00 (-2.19%) | $18,827 (-2.2%) Land $2,728 Building $16,099 | $200,248 (+14.43%) Land $29,017 Building $171,231 |
| 2022 | $2,600.00 | $19,250 Land $3,192 Building $16,058 | $175,000 Land $29,017 Building $145,983 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 1 (45% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 496 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TULSA serves 413,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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