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12547 S Emerald Ave, Chicago, IL 60628 Property Records

Cook County property record for 12547 S Emerald Ave, Chicago, IL 60628

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,138 sqft · built 1950
Lot Size0.106 acres (4,612 sqft)
Owner2 Individual Names on File
Last Sale$272,000 (Mar 2025)
Tax Bill$1,163 (2023)
Deeds & MortgagesOct 2023 Construction Loan
Sep 2023 Transfer
Flood ZoneZone X (minimal risk)
APN25-28-317-052

Property Details

APN / Parcel Number

Primary APN25-28-317-052
Alternative APN
  • 25-28-317-052-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,138 sqft Living Area
1st Floor Area1,138 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1952
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialOther
Lot Area4,612 sqft (0.106 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address12547 S EMERALD AVE
CityCHICAGO
StateIL
Zip60628-7005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal Range14E
Legal Township37N
Legal Section28
Legal SubdivisionWEST PULLMAN/2ND ADD
Legal Block11
Legal Lot Number29,30
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2041
Census Tract530503

Owner

12547 S Emerald Ave is owned and occupied by two individuals who bought it in March 2025.

Source: Cook County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address12547 S EMERALD AVE, CHICAGO, IL 60628-7005
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · Construction Mortgage
CIBC BANK USA
Sep 22, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2025 · Amount on File
Deed SaleMar 20, 2025 · Amount on File
Prior SaleJan 13, 2014 · Amount on File
Deed Document Number202523024
Prior Transfer DateSep 22, 2023
Prior Transfer Doc0000015034
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address12547 S EMERALD AVE, CHICAGO, IL 60628-7005
Transaction TypeMortgage
Record UpdatedNov 8, 2023
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 E 48TH ST, CHICAGO, IL 60615-1401

Mortgage

Document Number0030010005
DateOct 27, 2023
Instrument2330010005
Lender
NameCIBC BANK USA
TypeBank
AddressCHICAGO, IL 60603
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term14 Months
DueDec 19, 2024
Interest
Rate TypeAdjustable Rate

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateSep 22, 2023
Property Address12547 S EMERALD AVE, CHICAGO, IL 60628-7005
Document Number0026515034
Instrument DateSep 22, 2023
Instrument2326515034
Transaction TypeTransfer
Record UpdatedOct 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address427 E 4TH STREET #2 # 2, 2, CHICAGO, IL 60615

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,000 Land $2,767 Building $10,233$130,000 Land $27,670 Building $102,330
2023$1,163.00 (+2.56%)
2022$1,134.00 (+2.35%)$5,499 (-) Land $1,844 Building $3,655$54,990 (-) Land $18,440 Building $36,550
2021$1,108.00$5,499 Land $1,844 Building $3,655$54,990 Land $18,440 Building $36,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12547 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12547 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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