12546 Central Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 12546 Central Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1981
Lot Size	0.426 acres (18,540 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jun 2020)
Tax Bill	$3,097 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`3087-555-15-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-555-15-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	1,144 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	18,540 sqft (0.426 acres)
Lot Dimensions	180 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	12546 CENTRAL RD
City	APPLE VALLEY
State	CA
Zip	92308-7369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5214 LOT 27
Legal Subdivision	TRACT NO 5214
Legal Tract	5214
Legal Block	3
Legal Lot Number	27
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3007
Census Tract	9712

Owner

12546 Central Rd is owned and occupied by two individuals who bought it in June 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12546 CENTRAL RD, APPLE VALLEY, CA 92308-7369
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage FBC MORTGAGE LLC
Jun 22, 2020	Grant Deed, Transfer · VA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on File
Deed Sale	Jun 22, 2020 · Amount on File
Prior Sale	Jan 19, 1996 · Amount on File
Deed Document Number	2020206426
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12546 CENTRAL RD, APPLE VALLEY, CA 92308-7369
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18286 LAKEVIEW DR, VICTORVILLE, CA 92395

Mortgage

Document Number	0000105807
Date	Mar 8, 2021
Instrument	2021-0105807

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 22, 2020
Property Address	12546 CENTRAL RD, APPLE VALLEY, CA 92308-7369
Document Number	0000206426
Map Reference	MB 64 PG 84
Instrument Date	May 11, 2020
Instrument	2020-0206426
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12546 CENTRAL RD, APPLE VALLEY, CA 92308-7369

Mortgage

Document Number	0000206427
Date	Jun 22, 2020
Instrument	2020-0206427

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12546 Central Rd was $3,097.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$267,614 (+2%) Land $53,523 Building $214,091
2025	$3,097.00 Homeowner's exemption	$262,367 Land $52,474 Building $209,893
2023	$2,982.00 (+1.53%) Homeowner's exemption	$252,178 Land $50,436 Building $201,742
2022	$2,937.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12546 Central Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12546 Central Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER CO - APPLE VLY SOUTH private · serves 6,247 people · EPA ID CA3610107
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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