12545 Harlow Ave, Riverside, CA 92503 Property Records

Riverside County property record for 12545 Harlow Ave, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,316 sqft · built 1964
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on File
Tax Bill	$1,700 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2022 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`135-181-013`

Property Details

APN / Parcel Number

Primary APN	`135-181-013`
Alternative APN	`064901013`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,316 sqft Living Area
Gross Area	1,762 sqft
1st Floor Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	064901013
Street Address	12545 HARLOW AVE
City	RIVERSIDE
State	CA
Zip	92503-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 13 MB 050/084 TR 3022
Legal Subdivision	TRACT 3022
Legal Tract	3022
Legal Lot Number	13
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CORONA
Census Block Group	2
Census Block	2011
Census Tract	41412

Owner

12545 Harlow Ave is owned by a company that acquired it in January 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	12545 HARLOW AVE, RIVERSIDE, CA 92503-4705
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 14, 2022	Intrafamily Transfer, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 17, 2017	Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK
Jun 1, 2018	Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK
Jul 23, 2020	Intrafamily Transfer, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 23, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Oct 7, 2019	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Oct 7, 2019	Quit Claim Deed, Transfer · VA Mortgage S&S FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022
Deed Sale	Jan 14, 2022
Prior Sale	Jul 23, 2020
Deed Document Number	202224843
Prior Transfer Date	Jul 17, 2020
Prior Transfer Doc	0000326733
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12545 HARLOW AVE, RIVERSIDE, CA 92503-4705
Transaction Type	Mortgage
Record Updated	May 16, 2022
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12545 HARLOW AVE, RIVERSIDE, CA 92503-4705

Mortgage

Document Number	0000210678
Date	May 5, 2022
Instrument	2022-0210678

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 14, 2022
Property Address	12545 HARLOW AVE, RIVERSIDE, CA 92503-4705
Document Number	0000024843
Map Reference	MB 50 PG 84-87
Instrument Date	Aug 10, 2021
Instrument	2022-0024843
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12545 HARLOW AVE, RIVERSIDE, CA 92503-4705

Mortgage

Document Number	0000024844
Date	Jan 14, 2022
Instrument	2022-0024844

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12545 HARLOW AVE, RIVERSIDE, CA 92503-4705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000431011
Date	Oct 17, 2017
Instrument	2017-0431011

Lender

Name	CBC NATIONAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12545 HARLOW AVE, RIVERSIDE, CA 92503-4705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222930
Date	Jun 1, 2018
Instrument	2018-0222930

Lender

Name	CBC NATIONAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 23, 2020
Property Address	12545 HARLOW AVE, RIVERSIDE, CA 92503-4705
Document Number	0000326733
Map Reference	MB 50 PG 84-87
Instrument Date	Jul 17, 2020
Instrument	2020-0326733
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12545 HARLOW AVE, RIVERSIDE, CA 92503-4705

Mortgage

Document Number	0000326734
Date	Jul 23, 2020
Instrument	2020-0326734

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 23, 2020
Property Address	12545 HARLOW AVE, RIVERSIDE, CA 92503-4705
Document Number	0000326735
Instrument Date	Jul 17, 2020
Instrument	326735
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12545 HARLOW AVE RIVERSIDE CA 925034705, RIVERSIDE, CA 92503-4705

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 7, 2019
Property Address	12545 HARLOW AVE, RIVERSIDE, CA 92503-4705
Document Number	0000401386
Instrument Date	Oct 2, 2019
Instrument	401386
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12545 HARLOW AVE RIVERSIDE CA 925034705, RIVERSIDE, CA 92503-4705

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 7, 2019
Property Address	12545 HARLOW AVE, RIVERSIDE, CA 92503-4705
Document Number	0000401384
Instrument Date	Oct 2, 2019
Instrument	401384
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12545 HARLOW AVE RIVERSIDE CA 925034705, RIVERSIDE, CA 92503-4705

Mortgage

Document Number	401385
Date	Oct 7, 2019
Instrument	401385

Lender

Name	S&S FIN'L
Type	Funding / Finance Company
Address	LAGUNA HILLS, CA 92653

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12545 Harlow Ave was $1,700, up 3.3% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,583 (+2%) Land $47,980 Building $93,603
2025	$1,700.00 (+3.34%) Homeowner's exemption	$138,808 Land $47,040 Building $91,768
2024	$1,645.00 (+1.92%)
2023	$1,614.00 (+6.46%) Homeowner's exemption	$133,419 Land $45,214 Building $88,205
2022	$1,516.00
2021			$429,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12545 Harlow Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12545 Harlow Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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