12542 Hand St, Carleton, MI 48117 Property Records

Monroe County property record for 12542 Hand St, Carleton, MI 48117

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Nov 2009)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-115-006-00`

Property Details

APN / Parcel Number

Primary APN	`41-115-006-00`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12542 HAND ST
City	CARLETON
State	MI
Zip	48117-9133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	763-979 808-516 12542 HAND ST CARLETON VILLAGE BLOCK 18 LOT 5 AND S 11 FT OF LOT 4 AND A PARCEL BEING DESCRIBED AS CARLETON
Legal Subdivision	CARLETON VILLAGE BLK 18
Legal Block	18
Legal Lot Number	4-5
Jurisdiction	MONROE MI
Township / Civil Division	ASH
Census Block Group	4
Census Block	4015
Census Tract	830400

Owner

12542 Hand St is owned and occupied by two individuals who bought it in November 2009.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12542 HAND ST, CARLETON, MI 48117-9133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2009 · Amount on File
Deed Sale	Nov 5, 2009 · Amount on File
Deed Document Number	200919715
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12542 HAND ST, CARLETON, MI 48117-9133
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12542 HAND ST, CARLETON, MI 48117-9133

Mortgage

Document Number	0000005692
Date	Apr 16, 2024
Instrument	2024R05692

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2064

Interest

Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12542 HAND ST, CARLETON, MI 48117-9133
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12542 HAND ST, CARLETON, MI 48117-9133

Mortgage

Document Number	2021R11427
Date	Apr 26, 2021
Instrument	2021R11427

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 12542 Hand St was $1,697 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ash Township
Municipality	Carleton Village
Unified School District	Airport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,600 Land $115,600	$231,200 Land $231,200
2025	$1,697.00 Homeowner's exemption
2023	$1,441.00 Homeowner's exemption	$91,300	$182,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12542 Hand St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12542 Hand St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASH TOWNSHIP serves 5,959 people · EPA ID MI0000245
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Mercury Fiber, Verizon.

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