Washoe County property record for 12540 Thomas Creek Rd, Reno, NV 89511
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,736 sqft · built 1986 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $897,345 (Sep 2020) |
| Tax Bill | $5,896 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-121-09 |
| Primary APN | 162-121-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,736 sqft Living Area |
| 1st Floor Area | 2,736 sqft |
| Basement Area | 582 sqft |
| Finished Basement | 582 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Concrete |
| Lot Area | 50,530 sqft (1.16 acres) |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 360 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 552 sqft |
| Deck Area | 724 sqft |
| Patio Area | 724 sqft |
| Fence | Fence |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 138535 |
|---|---|
| Street Address | 12540 THOMAS CREEK RD |
| City | RENO |
| State | NV |
| Zip | 89511-8600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDS |
| Legal Description | RIDGEVIEW 4 LT 6 BLK D |
| Legal Range | 20 |
| Legal Township | 18 |
| Legal Subdivision | RIDGEVIEW 4 |
| Legal Block | D |
| Legal Lot Number | 6 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO SOUTHWEST |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 1011 |
Source: Washoe County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 12540 THOMAS CREEK RD, RENO, NV 89511-8600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 22, 2020 | Grant Deed, Transfer TICOR TITLE - RENO (LAKESIDE) |
| Jul 25, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 25, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on Record |
| Deed Sale | Sep 22, 2020 · Amount on Record |
| Prior Sale | Jul 25, 2019 |
| Deed Document Number | 5080057 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 12540 THOMAS CREEK RD, RENO, NV 89511-8600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE RENO |
| Name | Verified Name |
|---|
| Document Number | 0005094636 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 5094636 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Sep 22, 2020 |
| Property Address | 12540 THOMAS CREEK RD, RENO, NV 89511-8600 |
| Document Number | 0005080057 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 5080057 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2021 |
| Title Company | TICOR TITLE - RENO (LAKESIDE) |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,680.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 270 LOS PALMOS WAY SAN JOSE SAN JOSE CA 95119, SAN JOSE, CA 95119 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jul 25, 2019 |
| Property Address | 12540 THOMAS CREEK RD, RENO, NV 89511-8600 |
| Document Number | 0004933272 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 4933272 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 12540 THOMAS CREEK RD RENO NV 895118600, RENO, NV 89511-8600 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jul 25, 2019 |
| Property Address | 12540 THOMAS CREEK RD, RENO, NV 89511-8600 |
| Document Number | 0004933199 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 4933199 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12540 THOMAS CREEK RD RENO NV 895118600, RENO, NV 89511-8600 |
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,896.00 (+6.04%) | $211,499 (+7.42%) Land $89,775 Building $121,724 | $604,284 (+7.43%) Land $256,500 Building $347,784 |
| 2023 | $5,560.00 | $196,881 Land $78,750 Building $118,131 | $562,517 Land $225,000 Building $337,517 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.7% of Nevada |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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